Credit card application

[BratPAQ]

Hanap ko ahente. My wife once applied for a credit card sa mall. It looked like the agent is connected to many banks. Kaya sunod sunod dating ng credit card sa bahay, activate na lang.

SA kin naman eh galing payroll account ko yung cc. Try applying for a cc from your payroll account. Since makikita nila yung monthly income mo, they will have an idea on your financial capabilities.


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[dr. d]

Try citibank

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i've citibanked for decades now.
tamad lang akong kumuha ng iba pang cc.

[baludoy]

Hanap ko ahente. My wife once applied for a credit card sa mall. It looked like the agent is connected to many banks. Kaya sunod sunod dating ng credit card sa bahay, activate na lang.

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true. tratrabuhin nila ma-approve ka kasi may finder's fee ata sila or something. dami niyan umaaligid sa mga sm hypermarkets

security bank din mukhang aggressive kumuha ng mga new clients. i receive a PM from one their agents every now and then in another forum

agree w/ the visa and mastercard seal of approval. it doesn't matter w/c bank issues you the credit card basta may tatak ng dalawang iyan good to go ka na

[jncp9886]

Yes citibank, punta ka sa mall, daan ka kunyari malapit sa booth nila, antayin mo na itapat nila sa mukha mo ang flyer/application at libreng payong.

Ng apply ako at wifey sa citibank booth dito sa mall namin pero walang feedback hanggang ngayon. Mga 2months na.

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[confused shoes]

F..k these banks. When I need CC, they have so many requirements. In short, sorry.

If I don't need CCs, these banks just gave me the cards. I don't use them.

Just maintain accounts with them (with reasonable amount) and the cards will come automatically.

[BratPAQ]

Maybe off topic pero beware of credit card being sent to your home at activation na lang kulang, lalo na at may kasama kayo sa bahay na alangan ang ugali. It happened to one of my friend. Isang cc ang dumating sa isang bahay para sa isang OFW. May kapatid sya na may asawa at medyo masama ugali ng mag asawa. Since alam ng kapatid mga Personal question sa activation ng card, na activate nya ito. Nalaman na lang nung pag uwi ng OFW at nag loan sa bank. Na deny sya dahil sa hundred thousands nyang unpaid credit card bills.


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[badkuk]

^ How do you prevent it though?

[unmarked]

Identity theft within the household na yan IMO, very difficult na malusutan.

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[baludoy]

Btw sa lahat ng credit card ko, bpi has the worst customer service. Aabutin ka ng ilang oras para may makausap ka sa hotline nila. Mabubulok na lang ako sa kakahintay para yang concern ko mapa abot ko sa kanila 😤

Kaya may reservations din ako sa pag recommend ng bpi

to be or not to be, that always confuses me!

[papi smith]

ang maganda lang sa bpi, kapag ayos ka magbayad, di ka na kelangan mag request na waive ang annual fee, automatic na.