Credit card application

[carwhacko]

I like Citibank’s Simplicity kasi walang late fees, annual fees kaso walang reward points.


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[myas110]

Which bank/CC has lower balance transfer fees?

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[Egan101]

Which bank/CC has lower balance transfer fees?

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Metrobank offers 0.48% monthly add-on rate while BDO offers 0.88%. Most others offer between 1.5% to 2% monthly add-on rate.


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[sirkosero]

Metrobank offers 0.48% monthly add-on rate while BDO offers 0.88%. Most others offer between 1.5% to 2% monthly add-on rate.


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Promo rate yata yung sa metrobank for select cardholders

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[Luiscachero]

I got pre-approved sa BPI Gold Mastercard nila. They didn't even require me to submit any documents, kahit ID wala. The branch where my accounts were just called me if interested ba daw ako, sabi ko yes. Then after a few weeks tinawagan ako ng head office sa Makati, that phone call was sort of an interview, then ayun, I just received a text stating na I got approved. haha nakakagulat lang considering na I didn't apply for one, pero I won't be using it as much, just for very very important purchases lang :D

[dr. d]

I got pre-approved sa BPI Gold Mastercard nila. They didn't even require me to submit any documents, kahit ID wala. The branch where my accounts were just called me if interested ba daw ako, sabi ko yes. Then after a few weeks tinawagan ako ng head office sa Makati, that phone call was sort of an interview, then ayun, I just received a text stating na I got approved. haha nakakagulat lang considering na I didn't apply for one, pero I won't be using it as much, just for very very important purchases lang :D

they probably liked what your accounts contained, and the history thereof.
so did they waiver the annual fees?

[Luiscachero]

they probably liked what your accounts contained, and the history thereof.
so did they waiver the annual fees?

1st year AMF is free, I think. 2nd year I'll try to have it waived, since I pay before the deadline and in full naman

[reiman13]

I'll just post my query na lang dito. Pardon my ignorance..

This is for RCBC Bankard. I requested to convert one of my straight purchases (CEBU PAC PH) into 3 months, 0% installment.

Eto yung bill breakdown ko, due date on September 9.

CEBU PAC PH 11,965.00
LAZADA PH 2,656.00

Question, bale ang babayaran ko lang for this current bill is yung 2,656.00 + minimal na processing fee right? Then yung 3 months 0% installment will start na on the next billing cycle?

[jaggerx3]

I got pre-approved sa BPI Gold Mastercard nila. They didn't even require me to submit any documents, kahit ID wala. The branch where my accounts were just called me if interested ba daw ako, sabi ko yes. Then after a few weeks tinawagan ako ng head office sa Makati, that phone call was sort of an interview, then ayun, I just received a text stating na I got approved. haha nakakagulat lang considering na I didn't apply for one, pero I won't be using it as much, just for very very important purchases lang :D

Use it basta make sure na ready din pambayad. Mataas annual fee niyan. Sayang dn if you got to cut it

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[sean-archer]

I got pre-approved sa BPI Gold Mastercard nila. They didn't even require me to submit any documents, kahit ID wala. The branch where my accounts were just called me if interested ba daw ako, sabi ko yes. Then after a few weeks tinawagan ako ng head office sa Makati, that phone call was sort of an interview, then ayun, I just received a text stating na I got approved. haha nakakagulat lang considering na I didn't apply for one, pero I won't be using it as much, just for very very important purchases lang :D

Ganyan ko rin nakuha yung BPI gold ko, probably naghahabol quota.

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