Credit card application

[shadow]

Kanina may nag offer sa akin ng CC ang isang agent ng Citibank while looking for phones sa Samsung Store. Asked me if may current CC ako... sabi ko oo, then sabi pa ng agent na they're offering balance transfer from my current CC to Citibank.

Tanong: ano ang balance Transfer at ano ang benefits, pros and cons nito?

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Yun utang mo sa existing card babayaran ng bagong card mo then sa kanila mo huhulugan.

Advantage? Baka mas mababa interest pero hinde ko alam kasi ganun pa rin utang pa rin yun.


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[jut703]

Kanina may nag offer sa akin ng CC ang isang agent ng Citibank while looking for phones sa Samsung Store. Asked me if may current CC ako... sabi ko oo, then sabi pa ng agent na they're offering balance transfer from my current CC to Citibank.

Tanong: ano ang balance Transfer at ano ang benefits, pros and cons nito?

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Get the Citibank PremierMiles card. Free 30,000 miles kagad. Really, really good promo.

That's enough to get you a round-trip to Japan.

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[carwhacko]

Get the Citibank PremierMiles card. Free 30,000 miles kagad. Really, really good promo.

That's enough to get you a round-trip to Japan.

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Mahirap ma approve sa mga ganyang Platinum/World etc unless may malaking pera ka sa mga banks. Surprisingly I got approved sa Security Bank Platinum. Oh well there is the World Mastercard/Visa [emoji23]


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[jut703]

Mahirap ma approve sa mga ganyang Platinum/World etc unless may malaking pera ka sa mga banks. Surprisingly I got approved sa Security Bank Platinum. Oh well there is the World Mastercard/Visa [emoji23]


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They approve as long as you have an existing card in other bank. They just asked for details of my other card (BPI) then proceeded to process my Citi PremierMiles card.

I assume that I have way less money in the bank as a corporate slave compared to a business owner like you so I don't think it's going to be an issue for you.

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[myas110]

Get the Citibank PremierMiles card. Free 30,000 miles kagad. Really, really good promo.

That's enough to get you a round-trip to Japan.

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Yeah.. I understand na utang pa rin sya... hindi ko lang mabayaran ng buo kasi not enough yung pera ko (I spent a lot when I had a car and mag broke down yung ilang parts nito kaya need ko to spend via CC)...

Pero OK ba ang Citibank? I heard na hindi siya ok eh..

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[jut703]

Yeah.. I understand na utang pa rin sya... hindi ko lang mabayaran ng buo kasi not enough yung pera ko (I spent a lot when I had a car and mag broke down yung ilang parts nito kaya need ko to spend via CC)...

Pero OK ba ang Citibank? I heard na hindi siya ok eh..

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I'm happier with my Citibank card than my BPI. Only reason why I keep my BPI is because of the higher credit limit and waived annual fees.

What particular negative feedback have you heard about Citibank?

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[_Cathy_]

I'm happier with my Citibank card than my BPI. Only reason why I keep my BPI is because of the higher credit limit and waived annual fees.

What particular negative feedback have you heard about Citibank?

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Cancelled mine when they didn't want to waive my AF (this was 10 yrs ago) It's also hard for me to pay because I don't have a CT account so have to pay at the mall pa.

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[bugsmobile]

Cancelled mine when they didn't want to waive my AF (this was 10 yrs ago) It's also hard for me to pay because I don't have a CT account so have to pay at the mall pa.

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You can enroll your Citibank card sa BPI express online.

[_Cathy_]

You can enroll your Citibank card sa BPI express online.

Oh. I recently used online banking lang kasi [emoji14] I'm happy naman with BPI kasi kahit 2 days late, no LC and FC. I only have BPI, HSBC and AMEX

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[carwhacko]

I'm happier with my Citibank card than my BPI. Only reason why I keep my BPI is because of the higher credit limit and waived annual fees.

What particular negative feedback have you heard about Citibank?

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Hahaha! First time lang ako na approve sa Platinum Security Bank. The rest Gold and mga starter cc ng banks.


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