Credit card application

[boybi]

I remembered when I first applied for credit cards, di na ako nakakatanggap ng reply sa mga banks. Pero yung classmate ko, kasabay ko nag apply, na-approve!. And yet, mas nakakaangat naman ng konti ang financial standing ko sa kanya .

[sirkosero]

Kung employed ka, apply ka uli and make sure to provide your 2 months payslip or your ITR.

Kung self employed or may business, you need to provide your financial statements.

Otherwise open an account sa bank then apply.

Sa dami na naaprove na credit card application, ang usual cause ng decline is incomplete requirements.
Minsan may makulit gusto ng card pero ayaw magpasa ng financial docs or ayaw magbigay ng ID. Auto decline yan.

Secondary lang ang history.

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[baludoy]

Try mo kuha appli sa eastwest bank. Mas lenient sila compared to bpi and bdo sa experience ko many years ago

to be or not to be, that always confuses me!

[badkuk]

^ Yeah, very aggressive si EastWest sa consumer loans

[peter_pan30]

okay ba yung union bank credit card para makakuha ng Get Go points ng Cebu Pacific ?

[jncp9886]

Salamat sa mga input nyo guys. Anyways mg inquire muna ako. Preferably sa bpi at bdo. Na try ko na sa eastwest ung debit card nila. Pero d pa ako nakapag apply ng cc.

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[jncp9886]

I once opened an acct at bpi. Tapos after 1yr pinaclose ko na. Baka isa un na dahilan hindi na approve ung cc application ko.

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[dr. d]

I once opened an acct at bpi. Tapos after 1yr pinaclose ko na. Baka isa un na dahilan hindi na approve ung cc application ko.

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there are other banks besides bpi and bdo, who also offer credit card... why these two, po?

[jncp9886]

there are other banks besides bpi and bdo, who also offer credit card... why these two, po?

As advised from my friends po. Nakikita ko kasi majority of the establishments here in phils accepting mostly bdo.bpi.metrobank cc only. Ung wife ko meron pnb cc. Credit limit 20k. But usage of the card is minimal in some establishments offering installments.

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[shadow]

As advised from my friends po. Nakikita ko kasi majority of the establishments here in phils accepting mostly bdo.bpi.metrobank cc only. Ung wife ko meron pnb cc. Credit limit 20k. But usage of the card is minimal in some establishments offering installments.

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Thats not true. Wala sa bank yan it's either visa or MasterCard kahit Anong bank pa mag issue sayo tatangapin yan if you're talking about yun mga 0% interest usually sa promo ng mga bank yan.


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