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  1. ninjababez's Avatar
    ninjababez
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    March 4th, 2016 04:50 PM #51
    Wow my boss got declined for loan transfer. Taragis milyon milyon ang pera sa bank na-decline mag assume mortage sa halagang 650k na auto? Weird!

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  2. Mask Rider Blac's Avatar
    Mask Rider Blac
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    March 4th, 2016 05:15 PM #52
    Quote Originally Posted by ninjababez View Post
    Wow my boss got declined for loan transfer. Taragis milyon milyon ang pera sa bank na-decline mag assume mortage sa halagang 650k na auto? Weird!

    Sent from my E5553 using Tapatalk
    There are five Cs of credit:
    - Character
    - Capacity
    - Capital
    - Collateral
    - Conditions

    Ung milyon milyon ng boss mo is part of Capacity.

    How about the other four Cs, pasado si boss mo?

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  3. shadow's Avatar
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    March 4th, 2016 06:19 PM #53
    I-loan niya doon sa bank na meron siyang Milyon-milyon yun kotse


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  4. papi smith's Avatar
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    March 4th, 2016 06:59 PM #54
    Pinakita ba nya sayo ang bank statement nya?
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  5. ninjababez's Avatar
    ninjababez
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    March 4th, 2016 07:20 PM #55
    Quote Originally Posted by Mask Rider Blac View Post
    There are five Cs of credit:
    - Character
    - Capacity
    - Capital
    - Collateral
    - Conditions

    Ung milyon milyon ng boss mo is part of Capacity.

    How about the other four Cs, pasado si boss mo?

    Sent from my SM-G7102 using Tapatalk
    Bro can you expound? wala sya naging problem kasi nung mag loan sya ng impreza eh (2 years * 50% dp)

    Collateral lang and character masasagot ko dyan. ganda ng track record nyan sa office (both management and rank & files).
    Family background (in terms of financial capability) ok din naman.

    Isa lang naalala ko bigla eh
    Yung subaru lang nya yung first and only loan nya, as he wants to establish his credits (barkada pa nya nag payo). Do you think this is the reason? Thanks bro

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  6. ninjababez's Avatar
    ninjababez
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    March 4th, 2016 07:28 PM #56
    Quote Originally Posted by papi smith View Post
    Pinakita ba nya sayo ang bank statement nya?
    Yeah we are that close bro. But that was when he was just a team captain. Yabangan kasi kami nung time na yun. asaran barkada, medyo malaki kasi kinita ko dun sa isang deal. Alam ko naman na wala yun sa kalingkingan ng pera nya, pero i was trying to convince him to invest.(hindi MLM ha)

    Btw this guy is so cheap
    Grabe di talaga nanlilibre maski sa agents nya.

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  7. ninjababez's Avatar
    ninjababez
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    March 4th, 2016 07:58 PM #57
    Quote Originally Posted by shadow View Post
    I-loan niya doon sa bank na meron siyang Milyon-milyon yun kotse


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    In a way bro he was helping me rid of my mortage. Btw he gave the car to his dad, uses it for coding lang.

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  8. shadow's Avatar
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    March 4th, 2016 08:07 PM #58
    Quote Originally Posted by ninjababez View Post
    In a way bro he was helping me rid of my mortage. Btw he gave the car to his dad, uses it for coding lang.

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    Ganun pa rin naman lalabas. Parang loan ng second hand car pero doon Sa bank Lang niya na meron siya deposit mag loan. Then bayaran ng bank niya where you had your car loan.
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  9. dr. d
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    March 5th, 2016 11:17 AM #59
    Quote Originally Posted by ninjababez View Post
    Wow my boss got declined for loan transfer. Taragis milyon milyon ang pera sa bank na-decline mag assume mortage sa halagang 650k na auto? Weird!

    Sent from my E5553 using Tapatalk
    baka naman, hindi pa fully paid yung na-unang loan..?
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  10. shadow's Avatar
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    March 5th, 2016 11:54 AM #60
    Quote Originally Posted by dr. d View Post
    baka naman, hindi pa fully paid yung na-unang loan..?
    Meron naman siya capacity eh. So I don't think that's the reason.
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