assume balance problem

**CLAVEL3699** · June 28th, 2007 06:03 PM

may friend ako na umalis papuntang canada may mga car sya yung isang car nya dpa nya tapos bayaran sa bank at wala syang perang bayaran kaagad.

ngayon binenta nya kaso assume balance at may mga documento sila na promissory note to assume balance.

ang siste ngayon hindi binabayaran nang kumuha sa kanya sa bangko puro talbog yung mga check na binigay sa kanila.

Gusto na lang nila kunin at isoli na lang sa bangko.

Ano ang dapat kaya nya gawin kawawa naman kasi yung misis nya yun ang namomoblema.

**lma1911** · June 28th, 2007 06:55 PM

I believe na pag may balance pa nasa banko pa yung original copy ng Certificate of Registration nung car. kung matagal ng di nakakahulog at talbog pa ang mga cheque buti naman at di pa nababatak.

**the_wildthing** · June 29th, 2007 02:11 AM

Let the bank handle it. Give the bank all the details of the new buyer and have their collection agency pull the car out.

**CLAVEL3699** · June 29th, 2007 05:21 PM

Originally Posted by the_wildthing

Let the bank handle it. Give the bank all the details of the new buyer and have their collection agency pull the car out.

mag ka problema kaya frend ko sa bank?

**the_wildthing** · June 30th, 2007 12:42 AM

Originally Posted by CLAVEL3699

mag ka problema kaya frend ko sa bank?

Nope, as long as he is cooperative. Their main concern is getting the car back at this point.

**CLAVEL3699** · June 30th, 2007 03:44 PM

Originally Posted by the_wildthing

Nope, as long as he is cooperative. Their main concern is getting the car back at this point.

cge po sabihin ko sa kanila.

Advise na nila bank na pina assume nila yung kotse at nagtalbugan na yung check na binayad sa kanila.

Then bahala na bank dun?

**shadow** · March 2nd, 2016 10:37 AM

I don't get it. You assumed a car loan from someone na Hinde mo kakilala?

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**EQAddict** · March 2nd, 2016 10:50 AM

He assumed balance from the previous owner than sold it to another person whom he doesnt know for assume balance.

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**squeesix** · March 2nd, 2016 12:53 PM

whoa! tatlo na ang 'may-ari' ng sasakyan hindi pa bayad si bangko - naka-ilang 'assumptions' na.

**win23** · March 2nd, 2016 04:48 PM

Nag assume po ako ng car sa 1st owner then After a year of payments I decided to forward to other person because of my financial changes. Nag execute po kami ng conditional deed of sale at bank loan confirmation. Ang problema po yun pinag pasahan ko ay sindikato. Meron din lumabas na victim. Same person Lang. Till now wala pa po ako actions na ginagawa. Gusto ni first owner bayaran ko ang balance sa bank which is 4yrs pa. Kaya nga po ako nag decide I-forward dahil s status of financial ko. Ano po kaya ang dapat ko gawin? Demand po ba ako ni bank at first owner? May obligation pa rin ba ako sa bank kahit wala na yun sasakyan sa akin? What if hindi ko kaya bayadan ang monthly amort? Baguhan Lang po ako dito .. Need help po talaga .. Salamat..