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  1. Join Date
    Nov 2005
    Posts
    45,927
    #51
    even that massive AIG almost went out of business if they weren't bailed out

  2. Join Date
    Feb 2019
    Posts
    4,272
    #52
    Quote Originally Posted by uls View Post
    ^^^

    yes hindi guaranteed coz they invest in stocks

    pano pag bagsak ang stocks at the time you want your principal back

    -



    yes

    coz it's a separate company (insurance company)

    hindi covered ng PDIC

    I see so if invested in stock this is considered high risk. I'm now thinking if I should push through with this minimum is Php1M. I don't know the history of FWD Insurance if it is stable or what.

  3. Join Date
    Nov 2005
    Posts
    45,927
    #53
    Quote Originally Posted by Deestone View Post
    I see so if invested in stock this is considered high risk. I'm now thinking if I should push through with this minimum is Php1M. I don't know the history of FWD Insurance if it is stable or what.
    yes coz stock prices can fall

    like now below 6000 ang PSE index

    it was above 8000 some years ago

    isipin mo ano nangyari sa mga equity mutual fund

  4. Join Date
    Oct 2002
    Posts
    21,373
    #54
    Quote Originally Posted by uls View Post
    ^^^

    yes hindi guaranteed coz they invest in stocks

    pano pag bagsak ang stocks at the time you want your principal back

    -



    yes

    coz it's a separate company (insurance company)

    hindi covered ng PDIC
    So hindi din pala sasagutin ng ka-tie up na bank, like Security Bank for FWD?
    Signature

  5. Join Date
    Nov 2005
    Posts
    45,927
    #55
    Quote Originally Posted by boybi View Post
    So hindi din pala sasagutin ng ka-tie up na bank, like Security Bank for FWD?
    nope

    labas na ung bangko diyan eh

    once you withdraw money from savings (insured by PDIC) and hand it to an insurance company (outside the bank)

  6. Join Date
    Jan 2016
    Posts
    6,771
    #56
    A little better than Metrobank's offer...Click image for larger version. 

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  7. Join Date
    Feb 2019
    Posts
    4,272
    #57
    Quote Originally Posted by papi smith View Post
    A little better than Metrobank's offer...Click image for larger version. 

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ID:	42810

    Yeah good enough for less than 2yrs around 4%net they offered me this when I ask them if they have other investment.

  8. Join Date
    Nov 2005
    Posts
    45,927
    #58
    Quote Originally Posted by Deestone View Post
    Yeah good enough for less than 2yrs around 4%net they offered me this when I ask them if they have other investment.
    tataas pa interest rates

    be patient

  9. Join Date
    Feb 2019
    Posts
    4,272
    #59
    Quote Originally Posted by uls View Post
    tataas pa interest rates

    be patient
    Yep... I'm turning down FWD Peso Nitro because of the high risk so im looking for a better alternative.

  10. Join Date
    Nov 2005
    Posts
    45,927
    #60
    Quote Originally Posted by Deestone View Post
    Yep... I'm turning down FWD Peso Nitro because of the high risk so im looking for a better alternative.
    i mean if you want to invest in bonds, wait ka lang coz newer bonds will have higher interest rates

    hindi pa tapos ang central bank rate hikes
    Last edited by uls; October 18th, 2022 at 06:21 PM. Reason: *higher interest rates

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Treasury Bills / Bonds Investment  -help me to understand.