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  1. uls's Avatar
    uls
    uls is offline Tsikot Member Rank 4
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    October 14th, 2022 09:27 AM #11
    Quote Originally Posted by dr. d View Post
    you can just give the manager a call, for the name.

    5K for a 1.5M placement x 40 days... that's about right, give or take.
    short duration /maturity

    baka money market
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  2. ice15's Avatar
    ice15
    ice15 is offline Verified Tsikot Member
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    October 14th, 2022 10:27 AM #12
    Quote Originally Posted by dr. d View Post
    you can just give the manager a call, for the name.

    5K for a 1.5M placement x 40 days... that's about right, give or take.
    same here... manager na ng bank bahala sa amin... yung last transaction ko nga, Viber na lang communication namin... I signed all the documents in advance. date na lang linagay ni manager.
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  3. kagalingan
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    October 14th, 2022 01:56 PM #13
    nakapunta na ako bangko. Ang tawag eh time deposit pero offered only inside physical bank and not PDIC. Not posted sa website. Every working days cutoff 11am.
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  4. dreamur's Avatar
    dreamur
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    October 14th, 2022 02:05 PM #14
    Quote Originally Posted by kagalingan View Post
    nakapunta na ako bangko. Ang tawag eh time deposit pero offered only inside physical bank and not PDIC. Not posted sa website. Every working days cutoff 11am.
    Hindi yan time deposit pag hindi covered ng pdic kags. Kilatisin mo mabuti ung nature ng investment huwag ung agent.

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  5. kagalingan
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    October 14th, 2022 02:10 PM #15
    ^
    IMA3-BDO peso TD

    may certificate makukuha.

    ask bbo bgc.
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  6. Mask Rider Blac's Avatar
    Mask Rider Blac
    Mask Rider Blac is offline Verified Tsikot Member
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    October 14th, 2022 02:19 PM #16
    Investment Management Account. Hindi yan time deposit. Product yan ng Trust Banking Group. Parang selling agent lang si bank/branch. Hindi yan covered ng PDIC kasi hindi yan deposit product...maganda siguro ung agent.

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  7. dreamur's Avatar
    dreamur
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    October 14th, 2022 02:22 PM #17
    Quote Originally Posted by Mask Rider Blac View Post
    Investment Management Account. Hindi yan time deposit. Product yan ng Trust Banking Group. Parang selling agent lang si bank/branch. Hindi yan covered ng PDIC kasi hindi yan deposit product...maganda siguro ung agent.

    Sent from my CPH1911 using Tsikot Forums mobile app
    Money market nga. Di bali may P3M naman si kags. Mas impt maka freebie kay agent. [emoji23]

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  8. kagalingan
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    October 14th, 2022 02:23 PM #18
    investment management acoount in laymans special time deposit with trust.

    today rate in 32 days 3% net. Minimum 1million
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  9. dreamur's Avatar
    dreamur
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    October 14th, 2022 02:24 PM #19
    Quote Originally Posted by kagalingan View Post
    ^
    IMA3-BDO peso TD

    may certificate makukuha.

    ask bbo bgc.
    Seriously, okay naman yan kags. Fixed return. Pag wala kang paggaamitan ng milyones mo, at least may quarterly kita ka jan. Treat mo ko sa shake shack ha.

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  10. uls's Avatar
    uls
    uls is offline Tsikot Member Rank 4
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    October 14th, 2022 02:24 PM #20
    baka ung bangko di nalang sinabi kay kagalingan ano talaga tawag dun sa investment kasi "laymen wouldn't understand"

    when a "placement" is not covered by PDIC that means it's no longer a deposit

    like if you withdraw money from savings account to invest in a corporate bond, nasa labas na ng PDIC yan

    you're now at the mercy of the corporation you lent your money to
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Treasury Bills / Bonds Investment -help me to understand.