NEED ADVISE: Vehicle/Engine submerged in flood water [MERGED]

[oj88]

Do you think that since our car has been flooded, its engine would not be running as efficiently as before thus would require frequent repairs and check-ups? thanks...

That will depend highly on how well the restoration was done. A proper restoration is painstakingly long. Hurrying up the process for the sake of operating the vehicle in the shortest time possible may not fix all potential problems and may be a source of headaches in the future. The secret is detail... you need to get to every joint, connector, switch, sensor, bearing, nut, and whathaveyous to check their condition.

If done right, the car can potentially be restored to its previous or better state.

[androodge]

for those whose are are submerged in flood, I advise to have your car fixed first in Casa before interior detailing. I should know, madalas dinudumihan ng mga mekaniko ang kotse ko pag pinapaayos ko. Nakakainis dami marka ng grasa.

[ghosthunter]

One advise is to have the interior stripped and then send the car to where-ever the mechanicals are to be fixed/checked. The interior (seats, carpet, door sidings, ceiling liner) can be washed, cleaned, dried and made ready for installation elsewhere.

[_Cathy_]

If your car was sumbmerged in floods don't even attempt to start it. Call a towing company and bring it to your favorite CASA or repair shop para makita nila ang problem. Starting the engine might make it worse...

This evening I saw a muddy 2004 honda civic being towed on a flat bed.

[speed unlimited]

One advise is to have the interior stripped and then send the car to where-ever the mechanicals are to be fixed/checked. The interior (seats, carpet, door sidings, ceiling liner) can be washed, cleaned, dried and made ready for installation elsewhere.

Seen my neighbor today with his automatic 4AT Honda Accord All the seat ,carpet interior all strip . He just told me already changeoil. ATF fluid change and now his working on the computer box .He did not start it yet .and drying all engine component .

[shadow]

I passed by Honda Manila and Honda Makati this afternoon, grabe ang daming pila, for the first time napuno yun car park nila and meron din mga flat bed truck na naka park sa labas with a muddy Accord.

[meledson]

maraming insurance companies na iiyak nito. Saya naman ng mga casa, mekaniko atbp.

[tondoboy]

maraming insurance companies na iiyak nito. Saya naman ng mga casa, mekaniko atbp.

They already came out with a press release which may not be favorable to the flood victims. Hope this is not iron clad and could still be negotiated.

http://business.inquirer.net/money/b...ver-act-of-God

- Only the claims of policyholders who availed of additional coverage against “acts of God” or “acts of “nature” can expect to be reimbursed for the repair or replacement of their cars.

- Even those who had enough foresight to avail of “acts of God” coverage, however, will have to make do with a repaired vehicle instead of expecting insurers to replace their cars with new ones.

- Insurance firms may have to adjust their rates henceforth, now that the “unlikely” event of massive flood damage around Metro Manila has become a reality.

[anetcom2]

helo guys im new here, im from iloilo and last year flood victims din kami d2, our car was totaly submerge after 4 months sa casa ok nman sya,

ang ginawa namin is after ng baha dinala sa Casa, our 1st advice from CASA is to remove the battery and never start the car.

Bring to your suking CASA para maremove agad ang ECU para macheck or dry nila kaagad kasi mahal pagnasira ang ECU sa Honda mga 25K to 60K depende sa modelo,

kung ang Car insurance nyo my AOG like sa akin safe ka kasi magiging zero ang Odometer mo pglabas ng CASA

medyo check nyo lang ang tranny kasi usually sa honda aside from clutch release bearing and clutch plate meron pang dalawang bearing na dapat palitan dun para mawala ang ingay sa trany ng sa mga honda..

pero sa far after a year na nabahaan ok naman ang car so far so good naman.check nyo lang talaga lahat b4 ilabas para d ka na babalik pa sa kanila

[oj88]

They already came out with a press release which may not be favorable to the flood victims. Hope this is not iron clad and could still be negotiated.

http://business.inquirer.net/money/b...ver-act-of-God

- Only the claims of policyholders who availed of additional coverage against “acts of God” or “acts of “nature” can expect to be reimbursed for the repair or replacement of their cars.

- Even those who had enough foresight to avail of “acts of God” coverage, however, will have to make do with a repaired vehicle instead of expecting insurers to replace their cars with new ones.

- Insurance firms may have to adjust their rates henceforth, now that the “unlikely” event of massive flood damage around Metro Manila has become a reality.

What will trigger the insurance companies to replace your car with a new one? I read somewhere that if the repair will cost more than 50% of the car's current value, they'll just replace it.

Another question: If they do replace it, do they give you a new car or a "good-as-new" car (ie. slightly used/demo, or repossessed cars)?