What Are You Thinking About?

[CLAVEL3699]

hi sir, it's a 5-year car plan in which 60-40 yung hatian. the company will shoulder the 60% while yung 40% will be charged to me (salary deduction) for 5 years. budget is 950k. it's my first time na mabigyan ng ganitong privilege kaya di pa ako gaanong familiar sa mechanics.

actually sir i was thinking the long term effect. internal politics is the main reason why i'm very hesitant to avail it. para kasing di ko na nakikita yung sarili ko sa company for the next few years

the company will buy it in cash and i will be the one who will shoulder the PMS cost. if ever na hindi ko matapos yung plan, may option ako na i-surrender yung car or pay the remaining balance in cash.

3yrs na ako sa company namin nung pumasok ako pwede na ako kagad kumuha nang Car Loan pero until now hindi pa ako kumukuha.

Eto ang scheme namin :

70% company - 30% salary deduction and cash bibilhin nang company
Budget ko : 1.2M
Maintenance and Gas: Sagot nang company
Pag umalis ako : Book Value ang babayaran ko

Pero may paservice Car ako pinapalitan kung magrequest ako.

Ganyan din ang nasaisip ko noon paano kung aalis ako.... heheheh hanggang ngayon hindi pa din ako makaalis kasi naghahanap ako nang mas maganda.

[Retz]

thinking about going home early. very stressful day.

[crave]

I suggest take that into consideration. Ilan years ka na sa company sir?

Still you can go for it, if you opted to change employer sana it can take-out also yung balance nung carplan mo.


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hi sir, going 1 year and 5 months palang ako sa company. in addition, may brand limitation din pala sa car plan: toyota, mitsu, and honda lang ang pwede for my level. siguro para mas madaling i-dispose if ever na i-surrender yung sasakyan.

3yrs na ako sa company namin nung pumasok ako pwede na ako kagad kumuha nang Car Loan pero until now hindi pa ako kumukuha.

Eto ang scheme namin :

70% company - 30% salary deduction and cash bibilhin nang company
Budget ko : 1.2M
Maintenance and Gas: Sagot nang company
Pag umalis ako : Book Value ang babayaran ko

Pero may paservice Car ako pinapalitan kung magrequest ako.

Ganyan din ang nasaisip ko noon paano kung aalis ako.... heheheh hanggang ngayon hindi pa din ako makaalis kasi naghahanap ako nang mas maganda.

i forgot to mention na may fixed transpo allowance ako ngayon so i think di gaanong issue sa akin ang fuel cost. I'm still considering my dad's advise not to avail the car plan since okay pa naman yung daily econobox ko at may company car naman akong nagagamit kapag may OB. isa pa, wala na ring space sa bahay. yung big boss lang naman kasi yung nangungulit sa akin na i-avail ko na ngayon. siguro yabang na lang din sa katawan kung bakit di ko matanggihan agad kahit hindi ko pa naman talaga kailangan nang bagong auto. anyway, thanks sa advice sir.

[holdencaulfield]

beatles live at the ed sullivan theater.
t*ngina! please please me pa lang hinihimatay na mga bebot at laglag na panty nila! syet!

[Retz]

thinking about sir holden.

[holdencaulfield]

thinking about sir holden.

hindi mo naman hawak yang bukol mo ah?

[uls]

bwahahaha

tom cruise has a crush on holden

[_Cathy_]

Ang tinik mo holden :rofl:

Nung isang araw naman si pampam iniisip ni Retz

[shadow]

Uls, napansin mo si holden lang pinapansin ni retz dito... nag seselos na ako, kahit isa walang reply sa mga tanong ko si retz

There's bromance going on.

Holden, ingat ka kay retz, lakas kumain niyan


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#retzing

[uls]

Uls, napansin mo si holden lang pinapansin ni retz dito... nag seselos na ako, kahit isa walang reply sa mga tanong ko si retz

There's bromance going on.

Holden, ingat ka kay retz, lakas kumain niyan


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#retzing

hahaha you're not nice to retz kasi