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  1. Join Date
    Aug 2008
    Posts
    2,517
    #731
    Thinking the pros and cons if ever na mag-avail ako ng car plan this december.

  2. Join Date
    Oct 2002
    Posts
    17,339
    #732
    Quote Originally Posted by crave View Post
    Thinking the pros and cons if ever na mag-avail ako ng car plan this december.
    Ano mechanics/coverage ng car plan niyo? 5-years with strings attached if ever you move out?

    Pros:
    - big discounts (???)

    Cons:
    - Mabilis maluluma ng isang year yung MY ng car mo.

  3. Join Date
    Oct 2011
    Posts
    26,781
    #733
    thinking about christmas

  4. Join Date
    Dec 2005
    Posts
    39,163
    #734
    Quote Originally Posted by crave View Post
    Thinking the pros and cons if ever na mag-avail ako ng car plan this december.
    I suggest you avail, bro.

    For as long as you will eventually own the vehicle... Don't forget to factor in the resale amount at the end of the plan....

    BTT: Long night for me,- internet problem in our house,- Possibility of World War III with the kids....



    21.6K:rainbow:

  5. Join Date
    Sep 2003
    Posts
    7,500
    #735
    Quote Originally Posted by CVT View Post


    I suggest you avail, bro.

    For as long as you will eventually own the vehicle... Don't forget to factor in the resale amount at the end of the plan....

    BTT: Long night for me,- internet problem in our house,- Possibility of World War III with the kids....



    21.6K:rainbow:
    Check the sharing kung magkano syo and the company.... Bibilhin ba nang cash nang company or hulugan din... maintenance sino ang sagot.

    Magkano ang babayaran mo if aalis ka within the period.

    masakit kasi pagmay maganda sa labas hindi ka makaalis coz of the car loan

  6. Join Date
    May 2010
    Posts
    2,836
    #736
    Paano ko lulutuin ung Fresh crab meat.

  7. Join Date
    Oct 2011
    Posts
    26,781
    #737
    thinking of my schedule tomorrow.

  8. Join Date
    Dec 2005
    Posts
    39,163
    #738

    Dinner tonight with the ladies...



    21.6K:rainbow:

  9. Join Date
    Aug 2008
    Posts
    2,517
    #739
    Quote Originally Posted by vinj View Post
    Ano mechanics/coverage ng car plan niyo? 5-years with strings attached if ever you move out?

    Pros:
    - big discounts (???)

    Cons:
    - Mabilis maluluma ng isang year yung MY ng car mo.
    hi sir, it's a 5-year car plan in which 60-40 yung hatian. the company will shoulder the 60% while yung 40% will be charged to me (salary deduction) for 5 years. budget is 950k. it's my first time na mabigyan ng ganitong privilege kaya di pa ako gaanong familiar sa mechanics. hinihintay ko sana yung 11th gen na Altis kaso mukhang matatagalan pa bago dumating dito sa Pinas. if only the car plan could buy me a Subaru XV base variant, hindi na ako magdadalawang isip pa.

    Quote Originally Posted by CVT View Post


    I suggest you avail, bro.

    For as long as you will eventually own the vehicle... Don't forget to factor in the resale amount at the end of the plan....




    21.6K:rainbow:
    actually sir i was thinking the long term effect. internal politics is the main reason why i'm very hesitant to avail it. para kasing di ko na nakikita yung sarili ko sa company for the next few years

    sabi nga ng father ko, 'wag ko na lang daw i-avail at yung 40% na ikakaltas sa akin, ipunin ko na lang pampa-sakal este pampa-kasal or kumuha na lang daw ako ng property.

    Quote Originally Posted by CLAVEL3699 View Post
    Check the sharing kung magkano syo and the company.... Bibilhin ba nang cash nang company or hulugan din... maintenance sino ang sagot.

    Magkano ang babayaran mo if aalis ka within the period.

    masakit kasi pagmay maganda sa labas hindi ka makaalis coz of the car loan
    the company will buy it in cash and i will be the one who will shoulder the PMS cost. if ever na hindi ko matapos yung plan, may option ako na i-surrender yung car or pay the remaining balance in cash.

  10. Join Date
    Nov 2009
    Posts
    12,363
    #740
    Quote Originally Posted by crave View Post
    actually sir i was thinking the long term effect. internal politics is the main reason why i'm very hesitant to avail it. para kasing di ko na nakikita yung sarili ko sa company for the next few years
    I suggest take that into consideration. Ilan years ka na sa company sir?

    Still you can go for it, if you opted to change employer sana it can take-out also yung balance nung carplan mo.


    Sent from my iPhone using Tapatalk

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