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  1. Leo_Arz's Avatar
    Leo_Arz is offline Tsikoteer
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    May 16th, 2014 09:43 PM #3851
    At last na tapos na din problema ko sa sasakyan cheers !!!


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  2. shadow's Avatar
    shadow is offline Darker and Bigger
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    May 16th, 2014 09:51 PM #3852
    Quote Originally Posted by sirkosero View Post
    nasa fine print yan ng lahat ng credit card applications...

    Sent from my Thrill 430x using Tapatalk 2
    Nope! They can only hold it if it's up for garnishment but they have to go to court for that.

    Paano kung mas malaki deposit ko sa utang ko sa CC? Susukilian nila ako?


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    #retzing
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  3. _Cathy_'s Avatar
    _Cathy_ is offline High & Dry
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    May 16th, 2014 10:19 PM #3853
    Quote Originally Posted by sirkosero View Post
    nasa fine print yan ng lahat ng credit card applications...

    Sent from my Thrill 430x using Tapatalk 2
    Normally they can't hold deposits with the bank. The agent said that I can close this specific credit card and apply for a new credit card. I had no income kasi when I was issued the CC that's why they needed my deposit as guarantee. I did not know it meant they can hold my account if I don't pay my CC. I thought they just had to know that I had an x amount of deposit that can cover my CC limit.

    Around 8 yrs ago AMEX (before it was bought by BDO) also called me for a CC but when I told them I have no job or any proof of income, they asked me to open an account with them. I declined because the maintaining balance was too high and the location of their bank is very inconvenient.

    Quote Originally Posted by shadow View Post
    Nope! They can only hold it if it's up for garnishment but they have to go to court for that.

    Paano kung mas malaki deposit ko sa utang ko sa CC? Susukilian nila ako?


    Posted via Tsikot Mobile App

    #retzing
    Nagulat nga ko when they said na nakahold yung isang account ko. But they did not make any debits.

    BTT: Happy that I have the whole day tomorrow to clean my car
    Last edited by _Cathy_; May 16th, 2014 at 10:27 PM.
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  4. crave's Avatar
    crave is offline Tsikoteer
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    May 16th, 2014 11:40 PM #3854
    After a stressful friday, got a happy ending tonight

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  5. lowslowbenz's Avatar
    lowslowbenz is offline La Dolce Vida
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    May 18th, 2014 02:39 AM #3855
    And we are drinkin!

    Again.

    Click image for larger version.  Name: image.jpg  Views: 0  Size: 29.5 KB  ID: 21579
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  6. monty_GTV's Avatar
    monty_GTV is offline 2012 GTV 4x4 A/T
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    May 18th, 2014 05:25 AM #3856
    happy because in a few days time pauwi na naman ng pinas! makakadrive na naman ako ng mga tsikots ko
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  7. greenlyt's Avatar
    greenlyt is offline Tsikot Member Rank 2
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    May 19th, 2014 02:53 PM #3857
    celebrated in advance the birthday of my eldest son sa Mary Grace GB2 kagabi
    great food, great company (syempre with family eh)
    only drawback is mainit yun lugar
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  8. CVT's Avatar
    CVT is offline Hoosier'ed Hotspur
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    May 19th, 2014 03:59 PM #3858

    Tsibugan na naman mamayang gabi...


    “Familiarity breeds awe”
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  9. _Cathy_'s Avatar
    _Cathy_ is offline High & Dry
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    May 20th, 2014 12:00 AM #3859
    My boss just got back from Turkey and he told me about his vacation. I was very entertained! He is very well travelled talaga. Wow!
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  10. greenlyt's Avatar
    greenlyt is offline Tsikot Member Rank 2
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    May 20th, 2014 11:52 AM #3860
    nag over sleep ako kanina hindi ko narinig alarm, man i need that extra sleep
    super relax yun morning ko, I was able to dust off my car
    easy drive to makati walang hassle
    result is super late ako sa office pero i dont mind :D
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