Anong age kayo nag karon ng house and lot?

[jut703]

Hala, wala pa. Ilan taon ka na?

Galing mo naman maghukay ng post, parang nananadya. [emoji846]

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[misseksaherada]

Galing mo naman maghukay ng post, parang nananadya. [emoji846]

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I wonder kung isa sya sa ex bfs.. [emoji3577][emoji23] joke lang po...

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[dr. d]

I wonder kung isa sya sa ex bfs.. [emoji3577][emoji23] joke lang po...

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he's probably just scraping the threads, for things to do.
i do, sometimes.
heh heh.

[Egan101]

Maybe it was an honest question. Sometimes, we assume too much without even bothering if it was just a simple straightforward question.


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[travajante]

I wonder kung isa sya sa ex bfs.. [emoji3577][emoji23] joke lang po...

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He must be ray reinvented.[emoji41]

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[jut703]

BTT - I noticed that this thread talks about house and lot and most people who have posted are already in their 40s.

For millennials today, most tend to go for condos in good locations rather than houses and lots. Detached H/Ls today are just too expensive in the metro. You can get a decent 2BR condo for about 5-10M in an area located either in or a few minutes away from the major CBDs.

To get a house in a similar location, you'd need at least 20M for just a townhouse which not many twenty-somethings can afford. You'd need to have enough cash for a 20% downpayment (4M) and afford a monthly amortization of 133k/month for 15 years. You'd then need a net household income of 300k/month so you can keep your loan ratio to under 50% of your income.

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[dr. d]

well,
it takes considerably more effort and money, to purchase and maintain a house and lot.
also, there are not too many "good" buys in house and lots around.

[misseksaherada]

For millennials today, most tend to go for condos in good locations rather than houses and lots. Detached H/Ls today are just too expensive in the metro.
To get a house in a similar location, you'd need at least 20M for just a townhouse which not many twenty-somethings can afford.

well,
it takes considerably more effort and money, to purchase and maintain a house and lot.
also, there are not too many "good" buys in house and lots around.

Tama po Sir Juts, Doc.. Mostly nung nakapwesto near metro.. Ancestral home na or from mana.. Or talagang mayaman na from the start..
Sa tulad ko na gusto din may sariling sikap na naipundar hindi po talaga afford yung malapit sa metro.. Ang mahal para sa isang empleyado lang..
Loan pa yung lot na nakuha ko sa San Jose Del Monte, Bulacan on my late 20s maliit lang nasa 288sqm.. That time SM San Jose Del Monte is just a rumor and yung MRT project parang suntok sa buwan na magkatotoo.. Pero umaasa ako baka next 10 years ay baka magkatotoo at sana nga magkaroon ng IT companies near that location..
Aba.. Nagulat ako.. Wala pang 5 years nagawa na yung SM San Jose Del Monte.. Yung Qualimed hospital din at yung School na malapit gawa na lahat.. tapos nasinulan na din ABS-CBN Soundstage..
Na-excite tuloy ako mag ipon ulet sana soon mapatayuan ko na.. [emoji4]
Natapos ko na SSS ng mama ko 2 years ago.. Soon matapos ko na 2 insurance, 1 health insurance (isa ito sa mga wrong decisions ko pero tinuloy ko na lang hahaha).. makakaluwag luwag na ako.. gusto ko na ipay up in advance loan ko para house construction naman..

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[jut703]

Tama po Sir Juts, Doc.. Mostly nung nakapwesto near metro.. Ancestral home na or from mana.. Or talagang mayaman na from the start..
Sa tulad ko na gusto din may sariling sikap na naipundar hindi po talaga afford yung malapit sa metro.. Ang mahal para sa isang empleyado lang..
Loan pa yung lot na nakuha ko sa San Jose Del Monte, Bulacan on my late 20s maliit lang nasa 288sqm.. That time SM San Jose Del Monte is just a rumor and yung MRT project parang suntok sa buwan na magkatotoo.. Pero umaasa ako baka next 10 years ay baka magkatotoo at sana nga magkaroon ng IT companies near that location..
Aba.. Nagulat ako.. Wala pang 5 years nagawa na yung SM San Jose Del Monte.. Yung Qualimed hospital din at yung School na malapit gawa na lahat.. tapos nasinulan na din ABS-CBN Soundstage..
Na-excite tuloy ako mag ipon ulet sana soon mapatayuan ko na.. [emoji4]
Natapos ko na SSS ng mama ko 2 years ago.. Soon matapos ko na 2 insurance, 1 health insurance (isa ito sa mga wrong decisions ko pero tinuloy ko na lang hahaha).. makakaluwag luwag na ako.. gusto ko na ipay up in advance loan ko para house construction naman..

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If you don't mind me asking, why did you opt for land outside Manila instead of a condo nearer to your workplace?

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[Mr. Ri Crash]

Galing mo naman maghukay ng post, parang nananadya. [emoji846]

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Sorry sir.

Etong thread na to may sense pag usapan. I mean pwede maging inspirasyon sa iba para mas magsumikap.

Hindi naman lahat tayo dito may mamanahin sa magulang or ibibigay ng magulang. Sala parang mas masarap magpundar pag sarili mong sikap.