Credit card application

**peter_pan30** · November 3rd, 2019 05:19 PM

okay ba yung union bank credit card para makakuha ng Get Go points ng Cebu Pacific ?

**jaggerx3** · November 5th, 2019 12:53 AM

Originally Posted by shadow

Wala na yan. That's unsecured loan, wrieteoff na ng bank yan, they will not go through the hassle of filing a case and get it from the estate.

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Ayan nga nakikita nila na lusot.
Kasi nga diba pag 2 months or 3 months ka di nagbayad ng bill sa collection agency na nila pinapasa. Na wala din naman magawa

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**ray_noel** · November 5th, 2019 03:53 AM

Originally Posted by ray_noel

Should it be quits? May inheritance din pala ang utang?

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Originally Posted by sirkosero

Its just proper. Ang utang binabayaran.

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Just what i thought... wala na nga babayaran yung family members sa credit card ng mother nila.... pero pag buhay kapa, talagang babayaran mo talaga...

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**jaggerx3** · November 5th, 2019 09:33 AM

Originally Posted by NiCe2KnowU

Wala na Yan, Yung iba nga baon SA utang nagpapakamatay nalang para wala nang habol.
Hindi na madadamay pamilya

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Ilang months ba bago ma forward sa collection agency yung utang sa credit card?

Pati totoo ba or panakot lang yung kaso kaso daw na yan pag di nagbabayad

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**shadow** · November 5th, 2019 09:43 AM

Originally Posted by jaggerx3

Ilang months ba bago ma forward sa collection agency yung utang sa credit card?

Pati totoo ba or panakot lang yung kaso kaso daw na yan pag di nagbabayad

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Marami na dapat nakakulong na mga delinquent accounts pag totoo sinasabi ng mga collecting agency. [emoji23]

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**jaggerx3** · November 5th, 2019 09:44 AM

Originally Posted by shadow

Marami na dapat nakakulong na mga delinquent accounts pag totoo sinasabi ng mga collecting agency. [emoji23]

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So, yung harassment ay collection agency lang d bank mismo?

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**ninjababez** · November 5th, 2019 09:51 AM

Originally Posted by jaggerx3

So, yung harassment ay collection agency lang d bank mismo?
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yes bro and hawak sila ng law firms kuno

**shadow** · November 5th, 2019 09:58 AM

Originally Posted by jaggerx3

So, yung harassment ay collection agency lang d bank mismo?

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Yes. Kikita lang sila pag meron sila nasingil kaya masigasig.

Pag meron tumatawag sayo collecting agency sabihin mo mag demanda na lsng sila para matapos na na at hinde na sila mapagod. [emoji23] huwag mo na kasi basahin yun mga letters na binibigay nila. Tapon mo na agad.

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**dreamur** · November 5th, 2019 02:48 PM

Banks/financial institutions have enough reserves to cover for delinquent creditors. Tutuo na walang nakulong sa utang pero your credit standing will be affected. I suggest you offer to restructure your loan to show good faith.

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**jaggerx3** · November 12th, 2019 10:47 AM

Originally Posted by shadow

Yes. Kikita lang sila pag meron sila nasingil kaya masigasig.

Pag meron tumatawag sayo collecting agency sabihin mo mag demanda na lsng sila para matapos na na at hinde na sila mapagod. [emoji23] huwag mo na kasi basahin yun mga letters na binibigay nila. Tapon mo na agad.

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Inaalala naman nila ngayon ay pag na published na namatay na yung mother nila. Kasi kailangan yata yun for extra judicial settlement. Para yung mga inutangan makahabol. Sabi ko nga bayaran lang nila minimum hanggang ma transfer na sa pangalan nila ung bahay at lupa na naiwan

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