ATM Skimming and EMV Chips by 2016

**StockEngine** · September 23rd, 2016 03:31 AM

Originally Posted by BratPAQ

Ok, si how do i protect myself from credit card cloning? not to use my credit card? to think Na inaabot ko lang to sa gasolina boy at di ko nakikita nangyayari sa cashier ng gasolinahan.

Sent from my SM-N910C using Tapatalk

Depende sa bank. My emv equipped cc is only used by pin. Swipe is not enabled. Most merchants here use emv pos systems.

**minicarph** · September 23rd, 2016 03:33 PM

If a lot of cardholders were commonly victimized in BGC, then part of their network is Shell BGC personnel. Sa Shell BGC kasi very noticesble na matagal ang processing ng cards, they even ask you to move in front and line up for card payers. Dun mo talaga hindi mababantayan kung na-skim ang card mo by either the gasoline boy who brought the card from your car to cashier or the cashier itself which is heavily tinted

Pero yun na ngs per observation, Shell BGC has the longest card payment processing time na napa-gas-an ko

Be alert if you're there

_________________________________
If you are wrong, turn right.
If you are right, turn left.

**shadow** · September 23rd, 2016 03:41 PM

Siguro best thing to do is used a prepaid card on gas station. Para exactong amount lang ang laman ng prepaid.

BPI offered me a prepaid card kasi ang ATM is not MasterCard or Visa so pag debit Hinde pwede sa lahat.

So gjnagawa ko pag small amount like 5k or less I just transfer it to my prepaid card then swipe it like a regular card pag walang EPS sa isang store. But if it's higher than 5k nah credit card na lang ako.

Sa mga gas station prepaid na lang ginamit ko naka enroll sa BPI online so mabilis lang mag transfer.

Sent from my iPhone using Tapatalk

**unmarked** · September 23rd, 2016 03:55 PM

In my opinion mas safe ang credit cards, kasi until bayaran mo yan pera ng banko yan. Prepaid/Debit cards, however, pera mo yan. Walang incentive ang banks to investigate, they will just blame you kasi "pera mo yan, dapat nag ingat ka, labas kami jan".

Credit card fraud or any related crimes dapat magpa blotter ka agad or any documentation and present to your bank. If its the truth nareresolba naman. They will work with you or they lose your business ika nga.

**Stigg ma** · September 23rd, 2016 03:57 PM

Originally Posted by shadow

Siguro best thing to do is used a prepaid card on gas station. Para exactong amount lang ang laman ng prepaid.

BPI offered me a prepaid card kasi ang ATM is not MasterCard or Visa so pag debit Hinde pwede sa lahat.

So gjnagawa ko pag small amount like 5k or less I just transfer it to my prepaid card then swipe it like a regular card pag walang EPS sa isang store. But if it's higher than 5k nah credit card na lang ako.

Sa mga gas station prepaid na lang ginamit ko naka enroll sa BPI online so mabilis lang mag transfer.

Sent from my iPhone using Tapatalk

ang downsode is wala rebate sa pre-paid card... IMHO, just protect your CVV code to avoid unauthorized purchases online...

ang hina naman dyan sa shell BGC, no need to skim that takes time, just take a picture of front and back of card (making sure to get the CVV code at the back) then buy fraudulent prepaid load sa starbucks

kaya i still vote for the CVV code to be disabled, removed, but for now just cover it with something like tamper proof tape and memorize the code if one day you will use it online...

**unmarked** · September 23rd, 2016 03:58 PM

Originally Posted by minicarph

If a lot of cardholders were commonly victimized in BGC, then part of their network is Shell BGC personnel. Sa Shell BGC kasi very noticesble na matagal ang processing ng cards, they even ask you to move in front and line up for card payers. Dun mo talaga hindi mababantayan kung na-skim ang card mo by either the gasoline boy who brought the card from your car to cashier or the cashier itself which is heavily tinted

Pero yun na ngs per observation, Shell BGC has the longest card payment processing time na napa-gas-an ko

Be alert if you're there

_________________________________
If you are wrong, turn right.
If you are right, turn left.

yup, totoo to ang tagal nga nila jan. iiwasan ko na sila hahaha

**shadow** · September 23rd, 2016 04:00 PM

Originally Posted by unmarked

In my opinion mas safe ang credit cards, kasi until bayaran mo yan pera ng banko yan. Prepaid/Debit cards, however, pera mo yan. Walang incentive ang banks to investigate, they will just blame you kasi "pera mo yan, dapat nag ingat ka, labas kami jan".

Credit card fraud or any related crimes dapat magpa blotter ka agad or any documentation and present to your bank. If its the truth nareresolba naman. They will work with you or they lose your business ika nga.

There is nothing to get if you used prepaid, laging exact amount lang transfer mo. Then leave it with no "load" until your next use.
Pag sa gas station pakarga ka 1.5k yun lang transfer ml, yun lang nakuha.

Sent from my iPhone using Tapatalk

**shadow** · September 23rd, 2016 04:03 PM

Originally Posted by Stigg ma

ang downsode is wala rebate sa pre-paid card... IMHO, just protect your CVV code to avoid unauthorized purchases online...

ang hina naman dyan sa shell BGC, no need to skim that takes time, just take a picture of front and back of card (making sure to get the CVV code at the back) then buy fraudulent prepaid load sa starbucks

kaya i still vote for the CVV code to be disabled, removed, but for now just cover it with something like tamper proof tape and memorize the code if one day you will use it online...

Yun lang walang points to earn. But I'd rather have to rebates than have my card skimmed.

I was victim na before I was in the US and somebody was using my card dito sa subic to buy px goods. Standard chartered ang CC.

Them my Citibank. 3x they cancelled Ed d.my card and replace it with a new numbers kasi Lagijg Meron suspicious activities.

Nagtataka naman kasi ako bakit Hinde na lang sariling swipe like sa US pag dsting sa counter? Like grocery or stores. Para hinde na mag change hands yun card natin.

Sent from my iPhone using Tapatalk

**minicarph** · September 23rd, 2016 04:07 PM

Bank Fraud Secuirty should observe Shell BGC talaga. I heard the mastermind of these card bandits eh. Nag-offer ng P500 for every usable card. It fits the profile for gasoline boys na hindi permanent ang trabaho unlike waiters / waitresses na may magdalawang isip for a P500 income and risking their jobs.

_________________________________
If you are wrong, turn right.
If you are right, turn left.

**unmarked** · September 23rd, 2016 04:07 PM

Originally Posted by shadow

There is nothing to get if you used prepaid, laging exact amount lang transfer mo. Then leave it with no "load" until your next use.
Pag sa gas station pakarga ka 1.5k yun lang transfer ml, yun lang nakuha.

Sent from my iPhone using Tapatalk

makes sense indeed. Mejo ma trabaho lang? This card is a completely different account and is in no way connected sa savings/checking accounts or credit right? na offeran din ata ako neto.