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  1. Join Date
    May 2017
    Posts
    27
    #1311
    Hi - Can you please give me quote for my car (comprehensive) with or without AON? Below are the info

    Make: MITSUBISHI
    Model: MONTERO SPORT 2.5 GLS V 2WD
    Year: 2015
    Use: Private

  2. Join Date
    May 2018
    Posts
    22
    #1312
    Quote Originally Posted by b0y37 View Post
    Vehicle Description:2017Mitsubishi Montero Sport GLX 2.4D 2WD MT
    OWN DAMAGE/THEFT1,415,000.0018,678.00
    EXCESS THIRD PARTY- BODILY INJURY300,000.00585.00
    THIRD PARTY PROPERTY DAMAGE300,000.001,395.00
    PERSONAL ACCIDENT525,000.00FREE
    ACTS OF NATURE WITH RIOT STRIKES AND CIVIL COMMOTION1,415,000.00FREE
    20,658.00
    DST2,582.25
    VAT2,478.96
    LGT41.32
    -------------------------
    TOTAL PREMIUM:25,760.53
    Insurance Company:PIONEER INSURANCE

    Ok ba ito? Anyone can offer mas mababang amt?
    Wow, mas mababa rate nila, wala pa ako idea sa car insurance, okay ba service nila?

    nagpaquote lang ako sa FMG insurance based lang sa mga nabasa kong recommendation online, 31K for comprehensive insurance with acts of God- 1yr 31K ang premium; Tapos ung CTPL is 1,700 good for 3 years (including vat etc)


    Sent from my iPhone using Tapatalk

  3. Join Date
    Mar 2008
    Posts
    53,883
    #1313
    to save money, i decline the AOG premium.

  4. Join Date
    Jul 2007
    Posts
    57,241
    #1314
    Quote Originally Posted by dr. d View Post
    to save money, i decline the AOG premium.
    That's as good as having no insurance for me What if it floods in the area you are driving? Sa MM pa naman konting ulan baha na. It happened to us na pala, nabagsakan ng puno yun car during a strong typhoon.

    Sent from my GT-N7100 using Tapatalk

  5. Join Date
    Mar 2008
    Posts
    53,883
    #1315
    Quote Originally Posted by _Cathy_ View Post
    That's as good as having no insurance for me What if it floods in the area you are driving? Sa MM pa naman konting ulan baha na. It happened to us na pala, nabagsakan ng puno yun car during a strong typhoon.

    Sent from my GT-N7100 using Tapatalk
    "i figure, it won't happen to us."
    it's a combination of location, route, time, and plain dumb luck. also, we can smell when it's time to ahon the car onto a nearby elevated parking space.

  6. Join Date
    May 2018
    Posts
    22
    #1316
    Hello,

    Mayroon ba dito nakapagtry sa fortune general?

    Sinusuggest ng agent, supposedly fpg ako kukuha pero since out of stock ung unit madedelay din application. So sabi ng agent para makahabol sa kanila na ako kumuha ng insurance. Same coverage daw iooffer & participation fee which is fixed *3K.



    Sent from my iPhone using Tapatalk

  7. Join Date
    May 2018
    Posts
    611
    #1317
    What you really have to consider in an insurer is yung ease of dealing with them when you incur a covered loss.

    If the company makes it too difficult to file a (valid) claim: ex. sobra dami documentation kailangan, ubod ng tagal processing, corrupt yung adjusters or may 'sindikato' sa loob ng kumpanya, etc. its the same as not having coverage at all, dagdag sakit pa ng ulo. False sense of security `ika nga. Lahat naman mabilis tumangap ng bayad, pero pag kailangan mo na sila... diyan nagkakaiba ang mga insurance company.

    Suggestion lang, baka naman pwede mag submit ng recommendations based sa experiences ng fellow Tsikoteers sa pag claim.

  8. Join Date
    Mar 2008
    Posts
    53,883
    #1318
    i do in-the-casa insurance.
    "here're the keys. call me when it's ready to drive home."

  9. Join Date
    Oct 2012
    Posts
    27,624
    #1319
    Quote Originally Posted by dr. d View Post
    i do in-the-casa insurance.
    "here're the keys. call me when it's ready to drive home."
    youre one awesome exampol!

    FOCUS

  10. Join Date
    Mar 2006
    Posts
    83
    #1320
    please send quote:
    Honda crv 2016 2.0s
    salamat po

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