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  1. Join Date
    Jan 2012
    Posts
    12
    #11
    Mayroon kaya lang di ko pa nababasa ng husto..
    Quote Originally Posted by ZENMasterTYL View Post
    wala kang copy nung insurance policy mo?

  2. Join Date
    Jul 2006
    Posts
    2,781
    #12
    Quote Originally Posted by tokneneng48 View Post
    Mayroon kaya lang di ko pa nababasa ng husto..
    check the deductibles amount indicated in your policy. yun yung participation fee mo

  3. Join Date
    Jan 2012
    Posts
    12
    #13
    Participation fee = 0.5% of the price of the car, or P5000+. Estimate ng casa around P33000
    Quote Originally Posted by _Qwerty_ View Post
    magkano participation mo?? baka 3T lang participation mo.. sa Casa mo na lang pagawa..

  4. Join Date
    Jun 2007
    Posts
    1,406
    #14
    grabe ang taas ng estimate ng casa, baka hindi pumayag insurance nyan

    btw, sino pala masusunod kung saan ipapagawa, yung car owner or insurance? especially kung malaki ang difference ng cost sa preferred ng car owner vs sa preferred ng insurance

  5. Join Date
    May 2011
    Posts
    33
    #15
    mas maganda kung insurance dahil normally pplitan nil bago ung panel. kapag may masilya kasi kta mo ung minimal difference dun sa paint.

  6. Join Date
    Jul 2006
    Posts
    2,781
    #16
    Quote Originally Posted by dfopiso View Post
    grabe ang taas ng estimate ng casa, baka hindi pumayag insurance nyan

    btw, sino pala masusunod kung saan ipapagawa, yung car owner or insurance? especially kung malaki ang difference ng cost sa preferred ng car owner vs sa preferred ng insurance
    yung owner. pwede lang mag recommend si insurance but di ka nya pwede i-force

  7. Join Date
    Sep 2005
    Posts
    15,312
    #17
    papayag yan.. overpriced lang naman yang sa CASA lalo na pag alam nila sagot nang insurance.. nakalagay sa policy.. for ilang years.. sa casa ang repair..

    Quote Originally Posted by dfopiso View Post
    grabe ang taas ng estimate ng casa, baka hindi pumayag insurance nyan

    btw, sino pala masusunod kung saan ipapagawa, yung car owner or insurance? especially kung malaki ang difference ng cost sa preferred ng car owner vs sa preferred ng insurance

  8. Join Date
    Jun 2005
    Posts
    3,774
    #18
    depends on the insurance and its non casa clause.

    for my case, sa policy, non casa na daw after 36 months. but if it is within 36 months frok brand new, no choice sila kung preferred mo casa.

    my friend was quoted a massive 80k for fender and 2 door dents due to own damage by toyota. newbie driver eh. sa accredited shop naman 35k lang but we opted sa casa pa din. no choice insurance but to pay 77k (exluding the 3k participation)

  9. Join Date
    Sep 2005
    Posts
    15,312
    #19
    ganyan talaga sa casa.. so kung papa quote kayo.. tell them kung personal or via insurance.. pag via insurance ang laki nang deprensya sa presyo..

  10. Join Date
    Jan 2012
    Posts
    12
    #20
    Sabi sa min ng Insurance company mayroon daw silang sariling investigator bago daw isubmit sa Toyota casa, hindi raw manggagaling sa Casa ang investigation bago sa kanila , kaya pinasasubmit nila ako ng affidavit at binigyan ng appointment para sa investigation na gagawin nila sa car namin by next week then iyon ang isasubmit namin sa casa.

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