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Verified Tsikot Member
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- Sep 2014
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- 12
November 6th, 2014 12:34 AM #11
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Verified Tsikot Member
- Join Date
- Sep 2006
- Posts
- 143
November 8th, 2014 02:51 AM #12Which altis variant are you interested in? I just got the 1.6v last week and totally happy with it. Did an extensive survey for the best deal, which was a tie between alabang ang marikina. I've also asked for the best deals with bicutan, fort, commonwealth, otis and pasong tamo.
Since i planned to get leatherette seat covers from seatmate and vkool tints outside the casa, i asked the agents to convert these "freebies" to cash discts which the two agents i spoke to agreed.
To my surprise, these 2 waived items were in the car when i claimed it... free lto but i had to pay for the tpl.
Very happy customer here :-)
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Tsikot Member
- Join Date
- Feb 2014
- Posts
- 4
December 1st, 2014 07:05 PM #13Sir, I would just like to ask if you know any SA from Toyota Commonwealth na marerecommend? This would be the first time for me buying a car(Family One "Innova") and would like to hunt the best deals that I could get. I was eyeing for Toyota Pasig, but after reading your post where-in you've gotten the best deal in Commonwealth Branch, it piqued my interest thus, would like to try it out. Any help/advise would greatly appreciated. Thanks in advance.
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December 8th, 2014 03:37 PM #14
Sir.. Try asking PS Bank and BPI, compare yung downpayment and amortization, then do the same sa mga dealers like Toyota Shaw, Pasig, Makati, Global & North Edsa.. You can do these stuffs online.. Check yung mga websites ng bank (for BPI and PS Bank).. Then checkout OLX para sa mga dealers.. Tiyagaan lang sa paglilista.. Then after doing those.. Compare yung may pinakamababang amortization and downpayment sa banks.. Do the same para sa dealers.. Then kapag masmababa ang amortization ng Bank * 20% DP, inegotiate mo yan sa dealer.. BTW, try to look for Sales Agent na need ng quota sa number of units na nabenta.. Most likely na isasagad nila ang amortization and down payment to the point na halos walang kita.. Marami kasi akong nakita thru OLX na uber taas ang amortization dahil binababaan ng husto ang DP para maka "GULANG" sa di sanay bumili ng auto.. May iba naman na parehong mababa (amortization and DP), nakita ko lang ito sa mga namention ko na dealer.. Yung likes ng SAs ng commonwealth, quezon ave., manila (pangit service ng aftersales) & alabang (pangit din service ng aftersales), may kamahalan.. Kaya kapag nakita ko yung ads nila sa mga OLX etc.. Di na ako nagbobother na tignan ng maigi kasi alam ko na may taga..
Try using this calculation (yung time value of money nakadisregard dito)
Down payment + Total Amortization (yung monthly amort mo, imultiply mo sa number of months ng term mo) = Total Price
add mo rin dito yung chattel, LTO registration & insurance kung sa BPI & PS Bank..
Ex.
Toyota Innova J Diesel (887,000.00)
177,400 + 1,050,000 (17,500 per month multiplied by 60) = 1,227,400.00
Good luck..Last edited by Dusty; December 8th, 2014 at 03:47 PM. Reason: additional info
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