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  1. Join Date
    Apr 2015
    Posts
    14
    #1191
    Quote Originally Posted by makolet View Post
    Sa may toyota taytay ako kumuha.. ung agent ko e aus.. tlgang inaasikaso ako hanggang naun.. nalalabas ko naman kaso kumpleto ako ng OR,Insurance at CSR pro good for 37days lang sya..
    diba may penalty padin kahet kompleto ka nyan? 5k.

  2. Join Date
    Mar 2015
    Posts
    8
    #1192
    Quote Originally Posted by hey View Post
    diba may penalty padin kahet kompleto ka nyan? 5k.
    Pag may OR/CR ka at walang plaka e my penalty na 5k.. pro pag walang OR/CR e kailangan may OR, Insurance at CSR pro good for 37days lang un pagkakuha mo ng unit..

  3. Join Date
    Apr 2015
    Posts
    14
    #1193
    Quote Originally Posted by makolet View Post
    Pag may OR/CR ka at walang plaka e my penalty na 5k.. pro pag walang OR/CR e kailangan may OR, Insurance at CSR pro good for 37days lang un pagkakuha mo ng unit..
    So you mean na pwdeng magtravel kapag meron akong OR, INSURANCE,CSR? 31 days palang sasakyan ko nung nalabas sa casa

  4. Join Date
    Apr 2015
    Posts
    376
    #1194
    Dapat kasi dito yung dealer ang silipin ng goverment. I think everyone naman pagka buy ng car e gusto may plate na.. Sino ba ang ayaw magka plate..

  5. Join Date
    Apr 2015
    Posts
    2
    #1195
    Boss detail po ng gps at ad card

    Ko teak me 09086082472

  6. Join Date
    Mar 2015
    Posts
    8
    #1196
    Quote Originally Posted by hey View Post
    So you mean na pwdeng magtravel kapag meron akong OR, INSURANCE,CSR? 31 days palang sasakyan ko nung nalabas sa casa
    Oo pwede un.. my 6 days k pa..

  7. Join Date
    Dec 2014
    Posts
    114
    #1197
    Hi guys want to know you thoughts po, I currently planning to get Wigo A/T yung 546k at sticker price. I initially talked to my banker sa BPI ang offer sakin is 20% DP for 109,200 then yung insurance daw ay sa kanila kukunin worth 30k namamahalan ako. So punta ako sa Dealer near sa akin as usual ang offer niya sakin is yung all in DP which is 58k kasi malaki Amort I ask him kung pede around 100k plus DP ko kung liliit yung monthly amort ang sabi ng Agent mababaliwala daw yung promo discount nila at halos same lang ang amort na lumabas in 5 years 10k plus padin, ask ko lang ganito ba talaga? First time kasi namin ni Misis mag-apply ng auto loan.

  8. Join Date
    Mar 2008
    Posts
    53,883
    #1198
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    Quote Originally Posted by dartz View Post
    Hi guys want to know you thoughts po, I currently planning to get Wigo A/T yung 546k at sticker price. I initially talked to my banker sa BPI ang offer sakin is 20% DP for 109,200 then yung insurance daw ay sa kanila kukunin worth 30k namamahalan ako. So punta ako sa Dealer near sa akin as usual ang offer niya sakin is yung all in DP which is 58k kasi malaki Amort I ask him kung pede around 100k plus DP ko kung liliit yung monthly amort ang sabi ng Agent mababaliwala daw yung promo discount nila at halos same lang ang amort na lumabas in 5 years 10k plus padin, ask ko lang ganito ba talaga? First time kasi namin ni Misis mag-apply ng auto loan.
    go to another dealer. the promos do vary from dealer to dealer.
    and get the highest DP you can afford, so's to minimize total cost to you.
    and that 30K insurance, i think, is simply too much. you can probably get one at less than half that. (got mine, from the casa, even!)

    and don't rush! after all, you are the one holding the money.
    Last edited by dr. d; April 7th, 2015 at 04:25 PM.

  9. Join Date
    Dec 2014
    Posts
    114
    #1199
    Quote Originally Posted by dr. d View Post
    and don't rush! after all, you are the one holding the money.

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    go to another dealer. the promos do vary from dealer to dealer.
    and get the highest DP you can afford, so's to minimize total cost to you.
    and that 30K insurance, i think, is simply too much. you can probably get one at less than half that. (got mine, from the casa, even!)

    and don't rush! after all, you are the one holding the money.
    Ang plano ko po kasi is sa Bank kumuha muna ng approval as advised by my father. Kaya doon ako sa BPI nga pumunta kaso namamahalan naman nga ako. Pede ba if ever kagatin ko yung auto loan offer ng BPI then maghanap ako ng Insurance sa iba 30k daw kasi sabi ng Bank Officer na kausap ko. She's good with us and I know kikita siya sa Insurance nahihiya akong sabihin na sa iba nalang kami kukuha ng insurance.

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    Quote Originally Posted by dr. d View Post
    and don't rush! after all, you are the one holding the money.

    - - - - - - - - - - - - - - - - - - - - - -



    go to another dealer. the promos do vary from dealer to dealer.
    and get the highest DP you can afford, so's to minimize total cost to you.
    and that 30K insurance, i think, is simply too much. you can probably get one at less than half that. (got mine, from the casa, even!)

    and don't rush! after all, you are the one holding the money.
    Ang plano ko po kasi is sa Bank kumuha muna ng approval as advised by my father. Kaya doon ako sa BPI nga pumunta kaso namamahalan naman nga ako. Pede ba if ever kagatin ko yung auto loan offer ng BPI then maghanap ako ng Insurance sa iba 30k daw kasi sabi ng Bank Officer na kausap ko. She's good with us and I know kikita siya sa Insurance nahihiya akong sabihin na sa iba nalang kami kukuha ng insurance.

  10. Join Date
    Mar 2015
    Posts
    991
    #1200
    Quote Originally Posted by dartz View Post
    Hi guys want to know you thoughts po, I currently planning to get Wigo A/T yung 546k at sticker price. I initially talked to my banker sa BPI ang offer sakin is 20% DP for 109,200 then yung insurance daw ay sa kanila kukunin worth 30k namamahalan ako. So punta ako sa Dealer near sa akin as usual ang offer niya sakin is yung all in DP which is 58k kasi malaki Amort I ask him kung pede around 100k plus DP ko kung liliit yung monthly amort ang sabi ng Agent mababaliwala daw yung promo discount nila at halos same lang ang amort na lumabas in 5 years 10k plus padin, ask ko lang ganito ba talaga? First time kasi namin ni Misis mag-apply ng auto loan.
    Sir mahal naman yun insurance.my niece mirage glx cost only 19k+ lang.better scout around for more dealers para ma compare nyo po prices.go with a bigger dp para cheaper po monthly

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2014 Toyota Wigo