Credit Cards - Which Gives The Best Deal?

**vinrem** · March 12th, 2020 09:12 AM

Originally Posted by ninjababez

shared ba limit nila bro?
parang locally lamang ang amore eh

BPI Visa Signature Card: Your Travel and Lifestyle Card with our Signature Rewards - BPI Cards
BPI Amore Visa | BPI

may amore plat din pala

Yup shared limit, I'm using the signature now as my primary card kasi mas lower ang rewards points, tama ba? Or the signature is mainly for travel lang? Confused hahahaha

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**ninjababez** · March 12th, 2020 10:45 AM

Originally Posted by vinrem

Yup shared limit, I'm using the signature now as my primary card kasi mas lower ang rewards points, tama ba? Or the signature is mainly for travel lang? Confused hahahaha

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parang more on travel ang signature bro

**vinrem** · March 12th, 2020 11:16 AM

Originally Posted by ninjababez

parang more on travel ang signature bro

Ah ok

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**Walter** · March 12th, 2020 04:16 PM

If annual fee is waived, ok to retain both ... but better if cards are from separate banks ...

**jut703** · March 13th, 2020 01:09 AM

Visa Signature is better than most if not all other BPI cards.

1 point per 20 pesos is much better than the usual 1 point per 35 pesos of other BPI cards.

Each Real Thrills Premium point is also worth 2x a regular Real Thrills point. So you're essentiall comparing 1 point per 35 pesos vs 1 point per 10 pesos.

Hence, net rebate for a typical BPI card is 0.285% while it's 1% for the Visa Signature.

I also planned on cutting all my other BPI cards but they committed not to charge me any annual fees for any of the cards so I just keep them in a drawer in case I need an emergency credit card.

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**_Cathy_** · September 29th, 2021 11:09 AM

How do I claim for the real thrills reward in BPI? I have 30k points na. I don't even get notifications on the points I earned

I think I have points that expired already because I don't even remember the last time I was able to claim

I like HSBC now because I get rebates, at least I see the amount of rebates that I get at masipag HSBC with their updates/text. What the heck happened to BPI? I used to be happy with their service but now, not so much.

**TsekwangBakla** · September 29th, 2021 11:12 AM

Dapat mag email ka sa BPI kung saan mo gusto gamitin yung points mo. May instruction naman sa site nila.

Last year, nakakuha ako ng worth 75k pesos sa points ko. Ibinayad ko sya sa credit card purchase ko.

**_Cathy_** · September 29th, 2021 11:18 AM

Originally Posted by TsekwangBakla

Dapat mag email ka sa BPI kung saan mo gusto gamitin yung points mo. May instruction naman sa site nila.

Last year, nakakuha ako ng worth 75k pesos sa points ko. Ibinayad ko sya sa credit card purchase ko.

Nakita ko na, pwede pala mag text to redeem

75k pesos worth of rewards!?!? Wow ilang million points mo. Kasi 12000 points for P1000 shopping credits, parang mas generous pa din HSBC. Ang hirap i earn ng 1 point sa BPI

**BratPAQ** · September 29th, 2021 11:23 AM

Originally Posted by _Cathy_

How do I claim for the real thrills reward in BPI? I have 30k points na. I don't even get notifications on the points I earned

I think I have points that expired already because I don't even remember the last time I was able to claim

I like HSBC now because I get rebates, at least I see the amount of rebates that I get at masipag HSBC with their updates/text. What the heck happened to BPI? I used to be happy with their service but now, not so much.

Nag e expire na sya? I didn't know may points pala BPI ilang taon na ko gumagamit. When I saw your post I checked my statement and I have 40k points. Pero parang wala lang mga rewards. Pano kaya ibawas sa bills?

https://www.bpicards.com/Page/6824

**_Cathy_** · September 29th, 2021 11:32 AM

Originally Posted by BratPAQ

Nag e expire na sya? I didn't know may points pala BPI ilang taon na ko gumagamit. When I saw your post I checked my statement and I have 40k points. Pero parang wala lang mga rewards. Pano kaya ibawas sa bills?

https://www.bpicards.com/Page/6824

Not sure if it expires pero sobrang tagal na last time nag claim ako, more than 5 yrs ago na siguro, I got shopping credits, pinangbili ko make up LOL

I got yung shopping credits, yung P1000 parang may payment sa statement mo. So if you have 40,000, that's 3k din! Ewan ko lang kung pwede multiple times mag claim in one month?

SHOPPING 215002 P1,000 SHOPPING CREDITS 12,000 (I think eto ang pinaka sulit kasi yung iba P1000 but requires more points, saka at least yung credits babawasan total bill mo)