equity fund...

[uls]

Take a look at the fund performances; hindi porke "professionally managed" e immune ka na sa losses. Basically you have a group of people betting on a couple of stocks; if they bet right, then good, you should get at least at par with the index performance. If they bet big(e.g. stock they bought went down), your fund can actually lose money.

yes syempre stock mutual funds can lose money. anyone investing in stock mutual funds thinking high returns are guaranteed is delusional

when you're putting money in stock mutual funds you're going up the risk pyramid

[badkuk]

yes syempre stock mutual funds can lose money. anyone investing in stock mutual funds thinking high returns are guaranteed is delusional

when you're putting money in stock mutual funds you're going up the risk pyramid

In a perfect world we'd all invest in super safe investments....pero imho, you have to have a lot of cash invested in them, such that you can live off the pathetic interests. Kasi kung maliit lang iinvest mo, parang wala din. Imho no choice eh, kakainin ka ng buhay ng inflation

Imho, while you're still young, save money, invest, take some risks(smart, calculated risks mind you) while you can recover fast and have family to back you up. Then, God wiling if you have your cash hoard, saksak mo lahat sa safe investments.

[uls]

you shouldnt have all your money in safe assets no matter how much money you have

unless there's an ongoing financial crisis where banks are failing everywhere then cash is king --- that's capital preservation (during the 2008 US financial crisis return on capital no longer mattered. the priority was return of capital. i heard stories of people withdrawing huge amounts of cash and putting them in safe deposit boxes)

in normal times you want capital appreciation instead of capital preservation so you venture out into riskier assets so you hold as little cash as possible

[uls]

typical "normal times" portfoltio:



50% in stocks

25% in bonds

the rest in cash and cash equivalents

[Retz]

Sirs, ano ba magiging trend ng stock market in the months to come? downfall pa rin ba? or uptrend na?

[A121]

Sirs, ano ba magiging trend ng stock market in the months to come? downfall pa rin ba? or uptrend na?

papalo ba ng 5800? tingin ko there is still room for correction pa.

[Retz]

^

bababa pa ng 5800? nasa 6700 at closing.

[A121]

^

bababa pa ng 5800? nasa 6700 at closing.

P/E ratio ngayon nasa around 20. usually its around 12 lang.

[Retz]

^

Sir what do you mean by that figure?

[uls]

price-earnings ratio dude

he's saying local stocks are still expensive