Reposession of Crashed Car

[19michele]

read the manual re. deployment of airbags, po.
sometimes, the manual declares that the bags deploy on frontal collisions only. they may not deploy on roll-overs and side collisions.

Ah sige po sir. Check ko po now. Salamat

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[shadow]

Bigyan mo lang yun adjuster


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[glenn_duke]

Mas preferred ko na kasi total loss, para less complicated na. Iintindihin ko pa Kasi Yung unit sa pag iintay hanggang ma repair, kapag irepair lang nila. Wala din ako tiwala sa mga repairs.

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As per your policy, magkano ba insured value nung fortuner mo?
And magkano nakalagay na participation mo?
Nasa first page lahat yan ng policy mo.

[19michele]

As per your policy, magkano ba insured value nung fortuner mo?
And magkano nakalagay na participation mo?
Nasa first page lahat yan ng policy mo.

1.5M
3k Ang deductible/participation

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[glenn_duke]

1.5M
3k Ang deductible/participation

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Dapat abutin ng 1.125M yung repair estimate para automatic na ma total loss.
Nagpa estimate kanaba sa casa? Para at least alam mo kung pasok ba sa total loss threshold.
Nasa 2-3k lang naman pa estimate.

I hope hindi mo kinuwento sa insurance manager na umaandar payung makina at na drive pa pauwi.

[19michele]

Dapat abutin ng 1.125M yung repair estimate para automatic na ma total loss.
Nagpa estimate kanaba sa casa? Para at least alam mo kung pasok ba sa total loss threshold.
Nasa 2-3k lang naman pa estimate.

I hope hindi mo kinuwento sa insurance manager na umaandar payung makina at na drive pa pauwi.

Hindi ko pa Napa estimate sa casa, Kasi Hindi ko madala sa casa Kasi Wala na syang side mirrors at vasag windshield. May bayad din pala Ang pa estimate. At naka garage Kasi sya sa province. Malayo sa casa dealer.

Hindi ko Naman na kwento na ganun. I told sa insurance manager na Sana ay ma total loss na para Wala na problem. Ayun nakita nya picture, sinabi nya na mukha Naman daw total loss, at binanggit nya sa adjuster na mukhang total loss. Pero need parin daw na bisitahin Ng adjuster as protocol. By next week she said to me na pupuntahan na daw Ng adjuster, kasama daw sya at isang agent from casa. Hindi ko Alam Kung San casa galing Yung agent nayun.

Sana mapaki usapan nalang sila...

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[cast_no_shadow]

Akala mo ganun ganun lang madeclare as total loss? Hehe to add hindi mo pa pala napa estimate yung damage.

Requirement yung estimate sa pag claim sa insurance.

Matagal na proseso yan, madaming dismantling ang gagawin to fully asses the damage.

Hindi yan isang tingin okay declared as total loss.

Negosyo pa din yan syempre, may estimate ang casa May adjuster ang insurance, sabi nga ni shadow kaibiganin mo alam na nila galawan dyan.

Lets say declared as total loss nga, hindi rin full amount makukuha mo as what is stated sa policy mo.

2 options, you retain the unit then may sum of money pa or they get the damage unit then in exchange of sum of money.

Naka finance ba yung oto? Or fully paid mo na? If naka finance, ang bayad mapupunta kung kanino naka loan then minus sa outstanding balance mo.




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[playplugg]

Based on the Pictures and topic thread..


Nag-walwal o naka-inom..


Due to self-destruct or habol sa insurance.. (parricide)


No other comment dito sa topic thread na ito..

[maxpedition]

Mukha naman safe si bro 19michele after this even though airbags didnt deploy.

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[19michele]

Mukha naman safe si bro 19michele after this even though airbags didnt deploy.

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Safe Naman po. In God's mercy Hindi po ako na confine sa hospital. Nalamog lang.

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