Calling All "SOCAL TSIKOTEERS"

[luckytruck]

bugoy talaga kayo.

ganda ganda nga ng range rover. it's unfortunate that it has the image here in the Philippines as unreliable. ganun ba talaga?

andy

[luckytruck]

guys, tanong pala, whats the best/cheapest bank to use for remiting money to the philippines?

andy

[gwapito69]

wala ka pang work dito magreremit ka na agad sa pinas? lahat ng oto depende lang sa driver bosing.. pero if you want to remit money sa pinas mag LBC ka na lang it's $12 per money transfer.

[luckytruck]

mahal naman ng LBC the reasom why i am asking is so that if i find out what bank in the USA has a partner bank here in the Philippines that give the cheapest TT rates, then i can open an account with the Philippine Bank so that when i get to the states, bank to bank TT na lang at the cheapest rate.

isn't $12 a bit excessive? or ganyan ba lahat?

andy

[luckytruck]

just checked the website of PNB, kung dollar to peso credit at a PNB account, $9. di rin pala nagkalayo. check ko lang sa RCBC, Metrobank and Security Bank websites.

edit: just checked sa metrobank, kung dollar to peso metrobank account, for a value of 1000 dollars, nasa $4.50 lang ang charge.

kung dollar to dollar naman, for $1000, nasa

FULL TEXT niya: safest will be dollar to dollar kasi fixed amount per transaction, di sya dependent sa amount:

Transactions Fees and Charges
(as of July 2001)

1. For credit to PHP account / For over-the-counter payment
at Metrobank branch
Commission P 50.00 per transaction
Documentary Stamp & Science Tax (if converted to PHP) P 0.30 per P 200.00
or fractional part thereof
Cable (if countryside branch) P 60.00
Telegram (if notify beneficiary is requested) P 15.00
PDDTS (if received via PDDTS) P 44.00

2. For credit to FCD (e.g. - USD) account at Metrobank branch P 100.00 per transaction
Commission P 60.00
Cable (if countryside branch) P 60.00
Telegram (if notify beneficiary is requested) P 15.00
PDDTS (if received via PDDTS) P 44.00

3. For credit to PHP / FCD account with another Phillipine Bank
Commission
-1st USD100,000.00 1/4 of 1% (min. of P 100.00)
-next USD400,000.00 1/8 of 1%
-over USD500,000.00 1/16 of 1%
Documentary Stamp & Science Tax (if converted to PHP) P 0.30 per P 200.00
or fractional part thereof
Cable (if countryside branch) P 60.00
PDDTS (if received via PDDTS) P 44.00

[gwapito69]

la akong naintindihan dyan bosing kasi puro $$ e.. pero karamihan ng kilala ko kung hindi PNB e LBC ang ginagamit. pero kung bank to bank ang gagawin mo it's better kung padalhan mo ng card sa pinas para ang kaltas lang e yung magwithdraw lang nila

[luckytruck]

for you guys, what banks do you use for personal banking purposes diyan sa SOCal?

andy

[Karding]

Bank of America. Although I have heard horror stories, never have I experienced it myself. Easy access to ATMs, but they will charge you a fee if you cant maintain $700 on your checking.

Federal Credit Union. No minimum balance required, but ATM locations are scarce. Good for loans, secured credit card etc.

I have both because each banking has its own pros and cons. Kaya kung pareho kang meron, you can take advantage their features.

Big competitor ng BofA is Washington Mutual Bank.

[gwapito69]

Bank of America nga ako kahit $50 lang laman ng ATM ko palagi walang kaltas kasi under parin yung bank ko sa military banking...

[tinky]

saan kayo sa sunday pupunta?