What Are You Thinking About?

[jut703]

Weird, I read about pautang in the office a lot here in the forums, but personally parang wala pa ko naeencounter. Underground operations ba yan?

[_Cathy_]

Weird, I read about pautang in the office a lot here in the forums, but personally parang wala pa ko naeencounter. Underground operations ba yan?

I suppose it's because you work for one of the highest paying companies in the country?

I took my internship in the SAP team of an oil company and I had the impression that their problem was how to spend their money. Grabe bumili at manlibre ng food mga tao dun! They go abroad for work so often pa.

[ninjababez]

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Weird, I read about pautang in the office a lot here in the forums, but personally parang wala pa ko naeencounter. Underground operations ba yan?

tama si Cathy bro jut, pag mayayaman na tao never heard ito
btw kaya ko lang naman sinubukan itong magpautang dahil sa dami ng nanghihiram sakin sa office ng pa 500 - 1k tapos di na ako nababayaran. minsan pag naalala ko at pinaalala ko (this is after 2 months ha!) eh nagagalit pa sakin yung umutang dahil di ko daw pinaalala or sasabihin sayo "parang tatakbuhan ka". sabi ni gf ganun nalang gawin ko, kaya ayun tuwing may hihiram sakin tinuturo ko sa gf ko at sya nagpapaikot
so far liit lang kinikita, just enough to help with my credit card bills

[jut703]

Meron kasing lending co-op yung company tapos pwede naman mag-emergency loan so I guess since there's a proper system in place, wala nang freelance lenders?

[carwhacko]

3 mos to pay lang sa mami ko. Hehe small time lang ako sa mami ko malakihan na nautang sakanya eh. Sideline ko ang kumbaga. Hehehe

[ninjababez]

Meron kasing lending co-op yung company tapos pwede naman mag-emergency loan so I guess since there's a proper system in place, wala nang freelance lenders?

probably and co-op lenders have very low interest, ala-SSS rates. ang maganda pa sa kanila computed na bawas interest kada mabawasan ang inutang.

add ko lang .. si gf nag loan sa SSS, plus her savings, pinaikot nya. too bad nag invest sa ibang bagay si gf nung lumaki na pera kaya nabawasan yung flow ng cash nya.

thinking about why bpi ms is close during weekends ...
ganun ba kahirap mag claim ng insurance?

[_Cathy_]

Meron kasing lending co-op yung company tapos pwede naman mag-emergency loan so I guess since there's a proper system in place, wala nang freelance lenders?

but emergency loans take a few days to process and you can only avail of this x number of times. I would suppose employees who go for these types on lending have exhausted this benefit na or they need the money right away.

My friend/colleague who used to work for the government said that some people even pawn their salary atm account

ninjababez, carwhacko, magkano usually inuutang ng mga tao?

[carwhacko]

Sa mami ko po mababa ang 30k na inuutang sakanya.

[vinj]

Trying to figure out how many people were in that surplus Kia Sorento that picked up one guy here at the airport. Must have been at least 10 (hanggang storage area sa likod, puno). Mukhang maraming ililibre for dinner yung dumating.

[ninjababez]

but emergency loans take a few days to process and you can only avail of this x number of times. I would suppose employees who go for these types on lending have exhausted this benefit na or they need the money right away.

My friend/colleague who used to work for the government said that some people even pawn their salary atm account

ninjababez, carwhacko, magkano usually inuutang ng mga tao?

wala naman minimum, and most of the time i ask if kaya bayaran sa next cutoff, then i dont put interest na especially less 2k. pero pag 2 cutoffs and above add interest ko na. mostly 5k-10k. madalas pag alam kong pambibili lang ng bagong labas na mobile phone tinatanong ko kung nasubukan na ba nya mag credit card. i get it na malaki ang kita, pero ayaw ko naman ibaon yung tao sa utang lalo na pag pang luho lang. ok lang sana pa ride sa credit card kaso nakakadala yun delay magbayad or worst di nagbabayad kaya no no na sakin ang cc riding kahit close ko pa.