What is Maximum Amount You Can Lend to House Help/Staff?

**_Cathy_** · March 31st, 2017 07:07 PM

Originally Posted by lowslowbenz

How much was his monthly salary with you before?

Yan lang ang feasible amount IMHO.

He can get a loan with his present employer, (actually) !

12 thousand

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**lowslowbenz** · March 31st, 2017 08:51 PM

Originally Posted by _Cathy_

12 thousand

So you lend him that.

**glenn manikis** · March 31st, 2017 09:05 PM

Originally Posted by _Cathy_

I am in a very big dilemma because our former driver texted me asking me to help him on the payment of his house. He said he will be evicted if he does not pay by Monday.

We have known him a long time and he is really a good person. May malasakit talaga and we could trust him with money. My issue is the amount is huge P45k and he can only pay P1k per pay day

I also don't know where he lives now. BUT I want to help him, I know that P45k is not life changing for me, but it is for him. I have not asked my Mom's opinion on this. I also have a lot of gastos because I just paid for hospitalization of someone who is like my 2nd mom. I am also gonna give start up money to our all around who is going back to the province to take care of his elderly parents. So I don't think I can lend that much amount, but I am feeling guilty also, what if he gets evicted

What would you do in my position?

Lend him half.... then don't expect mababayaran Ka pa Nya...

**StockEngine** · March 31st, 2017 09:15 PM

Originally Posted by glenn manikis

Lend him half.... then don't expect mababayaran Ka pa Nya...

I agree and give it na lng instead of lending.

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**dr. d** · April 1st, 2017 02:28 AM

Originally Posted by _Cathy_

I am in a very big dilemma because our former driver texted me asking me to help him on the payment of his house. He said he will be evicted if he does not pay by Monday.

We have known him a long time and he is really a good person. May malasakit talaga and we could trust him with money. My issue is the amount is huge P45k and he can only pay P1k per pay day

I also don't know where he lives now. BUT I want to help him, I know that P45k is not life changing for me, but it is for him. I have not asked my Mom's opinion on this. I also have a lot of gastos because I just paid for hospitalization of someone who is like my 2nd mom. I am also gonna give start up money to our all around who is going back to the province to take care of his elderly parents. So I don't think I can lend that much amount, but I am feeling guilty also, what if he gets evicted

What would you do in my position?

how much are you comfortable giving away?
if he could not save for that amount in the past, has anything happened to him, that gives one the idea that he can, now?

**BratPAQ** · April 1st, 2017 03:11 AM

Originally Posted by dr. d

how much are you comfortable giving away?
if he could not save for that amount in the past, has anything happened to him, that gives one the idea that he can, now?

i agree with this, if di naman nagkaroon ng financial trouble like hospital expenses or nawalan ng trabaho. if he has a regular income at di pa rin nabayaran ang bahay. i dont think he can pay the house + utang sa yo. in this case, what ever you loan him, might as well consider it as charity.

**shadow** · April 1st, 2017 07:07 AM

I'm assuming nakuha na niya separation pay when he left your employment? So I say just give him 5k max.

Doon siya humiram sa current employer niya.

I hate employees like that na umalis na tapos sa akin pa rin hihiraman kahit nakailan amo na after umalis.

Or mag loan siya sa SSS.

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**_Cathy_** · April 1st, 2017 11:03 AM

Yes. We gave him a generous amount when he left.

I feel guilty lang na mapaalis sila sa bahay nila. Iniisip ko baka makarma ako pag ako nangailangan ng tulong, paano kung walang tumulong sakin.

**yebo** · April 1st, 2017 11:19 AM

nabigyan naman na pala nung umalis siya sa inyo so you have no obligation to give him anymore. tulong na lang kung gusto mo. 10k max.

**shadow** · April 1st, 2017 12:08 PM

Originally Posted by _Cathy_

Yes. We gave him a generous amount when he left.

I feel guilty lang na mapaalis sila sa bahay nila. Iniisip ko baka makarma ako pag ako nangailangan ng tulong, paano kung walang tumulong sakin.

Why the guilt? You cant solve world's problem.

Employed nama siya ngayon ah. Doon siya hi humingi ng tulong.

Generous na sabi ni yebo na 10k. Pag ako 5k lang bibigay ko baka hinde pa.

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