How do you deal with friends borrowing money?

[chua_riwap]

Bakit yung nagpautang nahihiyang maningil sa pinautangan nya, hinihintay magbayad nung umutang sa kanya?

At madalas din, pag siningil mo (lalo na yung umabot na ng paulit-ulit) yung umutang sa iyo, siya pa ang galit.

Anak ng teteng, hindi parehas ang laban.

[_Cathy_]

usually yang mga desperate mangutang.. eh malaki utang sa credit card and they have duedate to pay.. or.. may bisyo.. nagsusugal..

Hmmm. That's a possibility kasi he asked me when applying at a bank for employment, do they check for credit card balances (endorsed to legal) I referred him for employment pa naman. Wtf!

Bakit yung nagpautang nahihiyang maningil sa pinautangan nya, hinihintay magbayad nung umutang sa kanya?

At madalas din, pag siningil mo (lalo na yung umabot na ng paulit-ulit) yung umutang sa iyo, siya pa ang galit.

Anak ng teteng, hindi parehas ang laban.

Dapat kasi may kusa magbayad. Yung friend ko umabot na ng taon utang niya sa BFF kp kasi nahihiya maningil.

[Leo_Arz]

^^^ ang mahirap pa dyn yung naka utang di man Lang magpa ramdam kelan cya magbayad o lista na sa tubig.

At kahit isip nya di mo pa kailangan Pera o marami ka Pera. Ang point dun tinulungan ka na inabala ka pa at magkakaroon ka pa kaaway....

Now a days mahirap magpautang sa mga kaibigan o talaga best friend mo pa kc sa minsan sa kapatid o kamag anak nag aaway na kayo sa Pera eh mahirap Bumuo ng tiwala lalo pag Pera ang usapan.....


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[bmacavanza]

Give it as tulong matey

A friend/old colleague sent me a message if he could borrow money from me. It's a very small amount but the problem is I know that he also borrowed money from my office BFF/direct boss and he hasn't paid her since. He also borrowed from her books worth P2k+ that he has not returned. My office bff is too nice and polite that I had to ask him to return the books but no reply! Knowing his history, I DO NOT want to lend him money. I cannot make excuses that I don't have money since it is small but I am not giving away money for reasons I do not know. Now my office BFF and I are having a headache on what excuse to make!

I don't this to affect our friendship because he is a nice guy and he used to treat me out a lot. I think something happened in his life that he refuses to talk about because my office BFF and I noticed his change in lifestyle. He is not anymore the galante guy that we used to know. He even gave up his postpaid number!

I don't mind lending money to friends in fact I see it as a sign of deep friendship once money comes in na. Several years ago my close friend and I were at the mall and she saw an item that she really wanted that was on sale only until the next day. It had a discount for cash purchase. The problem was it was a Saturday and the max withdrawal of her ATM for 2 days does not cover the amount so I offered to lend her money. She paid me the full amount on Monday night (banking day). Among my close friends we don't mind lending each other huge amounts because it's just a matter of convenience or not having access to money. Pero if you don't know when the payment is parang ang hirap.

Should I just give the money and think of it as "tulong"?

[jodski]

Hmmm. That's a possibility kasi he asked me when applying at a bank for employment, do they check for credit card balances (endorsed to legal) I referred him for employment pa naman. Wtf!

OT
Yes they do checking specially if for employment.

Lalo na sa case na ganyan i require yan na i settle in full bago ma hire.

BTT
Kapag may extra ka lang sige go. Hindi naman sya pwede mamilit regarding that.

[_Cathy_]

Yup. I'll meet him later. I don't expect payment anymore since he did not tell me when he will pay.

[falken]

Isipin mo na tulong nalang iyan. At least di masakit kung di nagbayad. 2k hindi naman masyadong malaki, at di na siya makaulit pa kung di nagbayad. If it were me, mas gusto ko pang di na niya bayaran kaysa umutang pa nang mas malaki sa susunod.

[ess]

usually yang mga desperate mangutang.. eh malaki utang sa credit card and they have duedate to pay.. or.. may bisyo.. nagsusugal..

Yung ka-opisina ko naman, may personal timeline/milestones sa buhay na pinilit niyang sundan. In other words, at age-X, dapat may asawa na. At age-Y, dapat may anak na. Pag may anak na, dapat maging sole-bread winner na. Wife stays home, etc.
Ayun, nagipit sa sweldo.

[holdencaulfield]

Isipin mo na tulong nalang iyan. At least di masakit kung di nagbayad. 2k hindi naman masyadong malaki, at di na siya makaulit pa kung di nagbayad. If it were me, mas gusto ko pang di na niya bayaran kaysa umutang pa nang mas malaki sa susunod.

falken tulungan mo nga ako. pahinging 2000pesos na tumataginting.

sige na. di mo naman kailangan yan eh.

utang ang rason kung bakit ayaw kong nakikilala ko mga kamaganak ko.

kapal nga ng mukha ng ibang nangungutang, pag siningil mo sila pa ang galit!

meron akong kumpare gagamitin pa yung anak niya para lang makautang saken.

ipang bibili lang pala ng burloloy ng volkswagen niya. naka ilang bonus na kami di pako binabayaran.

hanggang sa narinig ko sasama sa funrun ng volks itong bugok nato.

di ko na natiis kaya binigyan ko ng isang matamis na "PUT*NGINAMO magbayad ka na!" sa harap ng

mga kaopisina namin at boss niya.

kesyo may sakit yung anak niya, bertdey, blah blah blah. buset!

solian ng kandila. nung nagresign ako, pumupunta sa bahay para mangutang ulit.

kesyo nabuntis niya sa pang apat na pagkakataon esmi niya at bibili raw ng pampalaglag.

kumg puwede ko lang ihampas sa mukha niya itong tablet na gamit ko.

[french]

What I do is I donate part of the amount he is asking.

For example: If he is asking for 2K, I tell him I'm a bit tight and give him 500.

Parang treat ko na sa kanya. Friendship preserved and you are able to help.