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  1. Join Date
    Mar 2008
    Posts
    53,883
    #26491
    Quote Originally Posted by _Cathy_ View Post


    proof of good credit standing or finances used for applications (loans or visas)
    "the CC company offered to up my limit, even as i barely use my CC."

  2. Join Date
    Jul 2007
    Posts
    57,241
    #26492
    Quote Originally Posted by dr. d View Post
    "the CC company offered to up my limit, even as i barely use my CC."
    Hindi kasi kami MD hehe

    Sent from my SM-M127F using Tapatalk

  3. Join Date
    Mar 2008
    Posts
    53,883
    #26493
    Quote Originally Posted by _Cathy_ View Post
    Hindi kasi kami MD hehe

    Sent from my SM-M127F using Tapatalk
    i suppose you're right.
    they offer to up the limit for those whom they feel have the ability to use it to their benefit.

  4. Join Date
    Sep 2005
    Posts
    15,312
    #26494
    depende siguro sa CC.. yung BDO AMEX ko sobrang taas naman nang credit limit.. tong HSBC sobrang baba.. heheheh

  5. Join Date
    Jul 2007
    Posts
    57,241
    #26495
    Quote Originally Posted by _Qwerty_ View Post
    depende siguro sa CC.. yung BDO AMEX ko sobrang taas naman nang credit limit.. tong HSBC sobrang baba.. heheheh
    Ah yes AMEX ko mataas din limit but that's a corporate card [emoji23]

    Sent from my SM-M127F using Tapatalk

  6. Join Date
    Jul 2009
    Posts
    10,304
    #26496
    Quote Originally Posted by _Qwerty_ View Post
    yung hsbc ko naman more than 20 yrs na yata yun.. parati naman nila ni wa waive AF.. pero for the longest time hindi nila ni i increase ang credit limit.. nasa 200K lang yata..

    recently i requested to increase yung credit limit kasi HSBC Gold na yung card tapos ang baba naman nang credit limit.. eh may balak ako pag gamitin na medyo malaki on installment.. aba decline daw yung request to increase.. sabi ko for the longest time ngayon lang ako nag request nang credit limit increase denied pa? eh kasi daw di ko naman daw ginagamit.. eh gagamitin ko nga kako kaya ako nag re request.. mag request daw ako ulit after 6 months.. ayun.. i closed the account.. nag apply ako ng Metrobank Platinum..
    Did you closed the account on the same person who declined it?

  7. Join Date
    Sep 2005
    Posts
    15,312
    #26497
    yup pag sabi nya wait for 6 months and apply again for credit limit increase..

    Quote Originally Posted by BratPAQ View Post
    Did you closed the account on the same person who declined it?

  8. Join Date
    Jan 2016
    Posts
    6,771
    #26498
    After getting a favorable reversal of AF, my CC was declined today. And I forgot to bring cash and my debit card also. Had to leave a lot of groceries at the cart at the supermarket. Hassle [emoji29]

  9. Join Date
    Jul 2007
    Posts
    57,241
    #26499
    Quote Originally Posted by papi smith View Post
    After getting a favorable reversal of AF, my CC was declined today. And I forgot to bring cash and my debit card also. Had to leave a lot of groceries at the cart at the supermarket. Hassle [emoji29]
    Isa lang card dinadala mo? I always bring One visa and One Mastercard. Like sa Costco Visa lang pwede gamitin

    Sent from my SM-N960F using Tapatalk

  10. Join Date
    Jan 2016
    Posts
    6,771
    #26500
    I only have 1 card which I use to accumulate points, otherwise it's always cash, with debit card, and Gcash as backup. I forgot the first two and mala's walang GCash si South Supermarket.

Bakit ka badtrip today?