2011 KIA Sportage (GEN 3)

[noelabc]

I will get my unit through bank financing. Mababa kasi yung rates sa company ng wife ko eh. Kaya sobrang ganda ng deal ng nakuha ko sa Kia Las Pinas kasi ang daming freebies kahit na hindi in-house financing.

Nice. so possible din pala na may magandang freebies kahit bank financing.

[dfopiso]

*peejabi: kaya pala. SMC, San Miguel Corp? a few months ago yung Bank of Commerce (affiliate din ng SMC di ba) gave low interest and free P5000 worth of Petron fuel

[dfopiso]

*noelabc: both the bank and the dealership give freebies

ngayon, Metrobank gives free compre insurance (for P1m na auto, about P26k yung insurance or 3% savings) and free P5k fuel



mga dealers, standard freebies are 3-year LTO, matting, seat cover and tint (except windshield); i got extra like P10k cash discount, EWD and payong; others got rain visor pa; jackpot kung meron pang car cover

[noelabc]

Got my LX (Manual) sa Kia Ortigas thru BPI. Freebies ko ay LTO, matting and dalawang payong. Would have gotten more freebies if thru in house financing pero nag compute ako, parang binayaran ko din freebies na binibigay nila with in house financing so opted na straight sa BPI na lang. Mababa pa monthly.

any freebies you got from BPI? and how much po inabot ng chattel mortgage ninyo?

[noelabc]

*noelabc: both the bank and the dealership give freebies

ngayon, Metrobank gives free compre insurance (for P1m na auto, about P26k yung insurance or 3% savings) and free P5k fuel



mga dealers, standard freebies are 3-year LTO, matting, seat cover and tint (except windshield); i got extra like P10k cash discount, EWD and payong; others got rain visor pa; jackpot kung meron pang car cover

Did Metrobank referred you to their recommended dealer or you kayo po nag hanap? Inextend daw ng metrobank yun promo nila kaya baka sa kanila na kami kumuha.

problem lang na nakikita ko based sa mga thread na nabasa ko is pag mahirap hanapin yun color na gusto ko baka di nila ibenta sa akin kung hindi ako mag-avail ng in-house financing nila.

[dfopiso]

^ nung lumabas yung sa Metrobank, nakakuha na ako sa BPI. so hindi ko na inalam yung details from Metrobank

to reply your previous post, since i got my auto loan sa BPI, at that time meron silang free 1-year compre insurance. catch nyan eh for the whole term ng loan, sa kanila ka mag-renew ng insurance. ok lang naman premiums nila, competitive din (pina-quote ko kasi yung next 4 years na insurance)

chattel nila, about 3.6% ng loan amount (hindi value ng auto)

[peejabi]

*peejabi: kaya pala. SMC, San Miguel Corp? a few months ago yung Bank of Commerce (affiliate din ng SMC di ba) gave low interest and free P5000 worth of Petron fuel

Yes sir, San Miguel. UCPB and BOC yung ka-tie-up for employee car loans, kaso ang tagal and labo kausap ng BOC kaya we chose UCPB.

[dfopiso]

^ ganon ba. meron din bang free Petron fuel ang UCPB

ay, hindi na pala kailangan kasi discounted sa Petron mga employees ng SMC

abot ba 50% ang discount?

[ZENMasterTYL]

discounted lang pag sa HOC ka nagpa gas.

[blooperoo]

UCPB sir. Sa SMC kasi nagta-trabaho wife ko, and may special rate silang binibigay for employees. I checked the add-on rates online, yung BPI and PSBank nasa 33-34% yung add-on rate kung 5 years to pay yung loan. Yung sa UCPB, 25% lang yung add-on rate for a 5-year loan. Nakaka-inggit nga yung offer for SMC Managers eh. 0% Down, free chattel, tapos mas mababa pang interest rate.

Got mine thru BPI. Add on rate online is 35% but actual bank rate is 28% for 5 years. Free insurance. Di na din masama although 25% is nice. Maganda talaga loan pag thru company.