Ford Everest 2015

**chatteraddict** · October 22nd, 2015 10:39 PM

Hey guys, we're choosing between Monty, Fortuner and Everest. My dad wants to wait for the 2016 Montero but I'm leaning towards Everest. I'm thinking of getting the AT Ambiente because it falls within the budget, my question is malaki ba talaga ang difference ng Ambiente sa Trend?
We want 50% downpayment para hindi masyadong mabigat yung monthly so I kinda need to justify the 150k additional.
It will be a secondary car pala and the first car that I will drive myself (i always have a driver)

Also, totally unrelated question about the car but i understand that its better to get bank loan than in-house, kindly help me lang to understand if the usual freebies (LTO, insurance etc) that we will get from in house, does it mean hindi namin sya makukuha if we go bank loan?

**yebo** · October 22nd, 2015 11:23 PM

Bank p.o. you pay for chattel mortgage, insurance and lto. No freebies. But if you compute all the payments you will make over the course of the loan you end up paying a lot less than in-house financing. Don't even believe for 1 second their "no hidden charges" sales talk, NOTHING IS FOR FREE. Their in-house interest rates are much higher than if you go by bank p.o. and the difference are usually in 6 figures.

Just do the math. Add up all your costs bank p.o and compare it to in-house.

I did get a vehicle last year using in-house financing but only because the car i bought was "nilalangaw", yun bang ayaw bilihin kasi hindi "in". That time their in-house interest rate was same as bank p.o. Kaso lang nga it turned out lemon naman pala, kaya pala halos ipamigay na nila compared to other vehicles of its type. Sold it already last month.

**jentrak** · October 22nd, 2015 11:33 PM

hi chatteraddict... i think there's significant difference between ambiente and trend as well as titanium... you can check this link for comparison..

with regards to bank loan my advice is for you to canvas the loan interest from say 2 or 3 banks and compare their terms...you can negotiate with your bank as well and probably get the lowest interest rate in the market...the new Everest does not offer free LTO and TPL insurance as well as tint kahit pa in-house financing ang kukuhain mo...so you have to pay for all of these..... kaya walang diperensya kung sa banko ka man o sa in-house magpapafinance... LTO, TPL, and tint not FREE

in my case i had my everest tinted outside ng casa kasi i can choose what kind of tint i want and at a lower price... insurance was from the bank as well and i only paid around 28K for the insurance of my FORD EVEREST TITANIUM 4x2... i also did not pay for the DI... talk and deal with an honest agent.... so far i love the ride of my eve compared to my montero

**jentrak** · October 22nd, 2015 11:33 PM

sorry...forgot to put the link for comparison of trend and ambiente

here it is: Ford Philippines | New | Everest Compare

it's not easy getting one considering the price of these new vehicles coming ...sa thailand... the new fortuner is the most expensive among the three next is everest and the least expensive is mitsubishi pajero sports...

**Head-On** · October 23rd, 2015 12:26 AM

*chatteraddict. If you're not in a hurry, better wait for the upcoming fort and monty to have an actual and in depth comparison.

Nothing wrong with the New Everest so far and it would be the better purchase than the 2 outgoing models of the competition. That is if you are going to get one now.

Just my opinion po. Hope to help.

**Head-On** · October 23rd, 2015 12:33 AM

*chatteraddict. Sorry, missed out sa main question mo na trend vs ambiente. Lesser electronics ambiente. Yung price diff pambili ng stepboard, bigger mags and tires and head unit. ðŸ˜€

**ongnoe2007** · October 23rd, 2015 12:41 AM

*jentrak

Sir saan banko kayo nag avail ng car loan? nag inquire po kasi ako sa Metro bank ang insurance nila aabot ng 35k. Thanks po.

**minicarph** · October 23rd, 2015 02:18 AM

Originally Posted by monmendoza

Naku, sana hinde magiging trend ng everest ito. seriously planning to buy an everest first quarter of 2016, pero pag dumami ang mga reports na ganito, fortuner na lang ulit. I have my fortuner for 8 years and 80K + kms, wala akong pinalitan except change oil and filters. super reliable vehicle. Ang problema lang sa fortuner ang dami niyong pareho sa daan kaya naisip kong mag everest naman sana.

Bale 10k per year ka

**chatteraddict** · October 23rd, 2015 08:38 AM

Originally Posted by jentrak

sorry...forgot to put the link for comparison of trend and ambiente

here it is: Ford Philippines | New | Everest Compare

it's not easy getting one considering the price of these new vehicles coming ...sa thailand... the new fortuner is the most expensive among the three next is everest and the least expensive is mitsubishi pajero sports...

Hi Jentrak, thanks for the link! We're thinking of going to Unionbank because it handles our companys account so I think we can get a good deal but it never occurred to me to go to different banks. Is it possible to get a car loan on banks na wala kaming account? (sorry it's my first time buying via loan so medyo hindi familiar with some stuff).

Also, what's the fuel consumption of your Everest?

**chatteraddict** · October 23rd, 2015 08:38 AM

it's not easy getting one considering the price of these new vehicles coming ...sa thailand... the new fortuner is the most expensive among the three next is everest and the least expensive is mitsubishi pajero sports...

Ugh, I never realized its a bit difficult to make a decision on what car to buy. When I saw the Fortuner last week medyo hindi sya benta for me, it looks old school. I also looked at the Trailblazer and it's on my short list.
On top of deciding the car model, it's have to look at different banks and my budget. Medyo nakakapagod din ng konti.
Also, it is advisable for us to go to different dealers? Or pape-pareho lang ang offers nila?