withdrawing/carrying lots of cash

**dr. d** · January 31st, 2022 02:40 AM

Originally Posted by kagalingan

doc, pag pumunta ako bangko usually to deposit sa ibang account. Bihira withdraw.
.

wow!
does your source of income still pay via the time-honored method of cash on the barrelhead?
or, derecho banco income mo, and you withdraw from it big-time, from time to time?

**BratPAQ** · January 31st, 2022 03:14 AM

Originally Posted by Mask Rider Blac

It's very convenient now paying credit card bills. Before, I had to go to a BPI/MBTC branch to pay their respective CCs. Now, I use GCash for Citi CC, while Paymaya for BPI and MBTC CCs. Loading GCash/Paymaya is even more convenient with BPI online, with zero service fee.

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Is paymaya more cheaper than gcash when paying metrobank cc? We are currently using gcash and I wonder if the fee is lower for paymaya. Although I don't remember if there was a fee.

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**Mask Rider Blac** · January 31st, 2022 08:03 AM

Originally Posted by BratPAQ

Is paymaya more cheaper than gcash when paying metrobank cc? We are currently using gcash and I wonder if the fee is lower for paymaya. Although I don't remember if there was a fee.

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There is no service fee. I just use GCash because Paymaya can't pay Citi cards. I'm just used to Paymaya, then GCash. Also, GCash max payment is P100K per day so I have to pay the balance the following day, although I'm not sure if it's just GCash or standard for all.

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**gearhead000** · January 31st, 2022 02:45 PM

Originally Posted by Mask Rider Blac

It's very convenient now paying credit card bills. Before, I had to go to a BPI/MBTC branch to pay their respective CCs. Now, I use GCash for Citi CC, while Paymaya for BPI and MBTC CCs. Loading GCash/Paymaya is even more convenient with BPI online, with zero service fee.

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There was a time madalas ako ma-penalty dahil sa delayed payment. I had to go to Citibank Libis pa to pay via cash deposit that sometimes I miss the payment due date. Di kagaya ngayon, celphone lang makakapagbayad ka na.

**papi smith** · January 31st, 2022 02:32 PM

Iba pa ba ang wallet limit sa payment limit?

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**Mask Rider Blac** · January 31st, 2022 05:18 PM

Originally Posted by papi smith

Iba pa ba ang wallet limit sa payment limit?

Magkaiba. Wallet limit ay max balance ng GCash, while payment limit ay transaction limit (cash out)

per day.

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**papi smith** · January 31st, 2022 08:23 PM

Originally Posted by Mask Rider Blac

Magkaiba. Wallet limit ay max balance ng GCash, while payment limit ay transaction limit (cash out)

per day.

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Yup, stupid question on my part, what I really meant to ask was if you have that increased limit to your wallet, doesn't the pay limit also adjust itself upwards. Just curious.

I never have more than 50k in my wallet and it's stashed at Gsave so it earns interest. This amount is enough to last me for a few months and avoid changing my bank password often everytime I make transfer.

**Mask Rider Blac** · February 2nd, 2022 08:40 PM

Originally Posted by papi smith

Yup, stupid question on my part, what I really meant to ask was if you have that increased limit to your wallet, doesn't the pay limit also adjust itself upwards. Just curious.

I never have more than 50k in my wallet and it's stashed at Gsave so it earns interest. This amount is enough to last me for a few months and avoid changing my bank password often everytime I make transfer.

Fixed ung pay limit, regardless of load balance/limit.

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**sean-archer** · February 5th, 2022 05:08 PM

Hmmm on the average, I have 2 1K bills, maybe 5 100s, 5 20s. And Basta may pambayad pag kumain. I don't bring a lot of cash din.

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**BratPAQ** · February 6th, 2022 10:09 PM

Originally Posted by sean-archer

Hmmm on the average, I have 2 1K bills, maybe 5 100s, 5 20s. And Basta may pambayad pag kumain. I don't bring a lot of cash din.

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Same, I always withdraw ₱3,900 para petty cash naka abang pag offline ang merchant. That's 3x1k, 4x100 and 1x500, para laging may barya, nakakainis kasi minsan masungitan ng tindera pag 1k binayad mo sa less than 100 na ittem. [emoji16]

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