How to Control Spending

**shadow** · July 31st, 2014 01:12 PM

Ewan ko bakit any daming takot sa credit cards? Take advantage of it... It's really handy..sa mga ayaw ng CC, pag nag abroad kayo and check in sa hotel cash binibigay niyo as safety deposit sa hotel? Parang engot naman diba?

Pag meron kayo ka meeting tapos ikaw magbabayad ng bill sa restaurant, cash ibabayad niyo?

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#retzing

**_Cathy_** · July 31st, 2014 01:37 PM

Kasi takot hindi makapag control. Yan ang sabi ng officemates ko na 30+ na wala pa rin credit card. Sakin essential ang credit card, I need a minimum of 2. Delikado naman to pay in cash for purchases over 100k. Sayang pa points/rewards/rebates

**dreamur** · July 31st, 2014 02:39 PM

Uhmmm....debit card?

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**_Cathy_** · July 31st, 2014 03:21 PM

Originally Posted by dreamur

Uhmmm....debit card?

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you mean direct from ATM debit? I prefer to use a credit card for points/rebates/rewards, straight payment is treated as cash anyway.

**winefit** · July 31st, 2014 03:38 PM

Don't control your spending coz if you do you'll be losing opportunities. Our mind is designed to move forward. If you'll allow money to stop it's progress just to keep all that opportunity tucked away in a bank or investment or something. Then you're throwing away precious time -

Remember the true race or rat race out there is achieving transcendence aka Maslow's Needs theory

Ask every successful retired executive, most of them realize Maslow's theory at a very lAte age, and wished they had more time

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**_Qwerty_** · July 31st, 2014 03:41 PM

OB kaw na naman yan?

**CLAVEL3699** · July 31st, 2014 03:51 PM

Originally Posted by greenlyt

^
how much do you love your wife :D

BTT
ako, ilang years na akong walang card, tingnan ko hanggang kailan ako tatagal

Mag 10yrs na ako walang credit card... If may babayaran na malaki nagdadala ako nang debit card.

May BDO debit card ako na may points din pagginamit.

**dreamur** · July 31st, 2014 04:20 PM

Originally Posted by winefit

Don't control your spending coz if you do you'll be losing opportunities. Our mind is designed to move forward. If you'll allow money to stop it's progress just to keep all that opportunity tucked away in a bank or investment or something. Then you're throwing away precious time -

Remember the true race or rat race out there is achieving transcendence aka Maslow's Needs theory

Ask every successful retired executive, most of them realize Maslow's theory at a very lAte age, and wished they had more time

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Wisdom of OB. Hear, hear!

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**greenlyt** · July 31st, 2014 05:01 PM

Originally Posted by CLAVEL3699

Mag 10yrs na ako walang credit card... If may babayaran na malaki nagdadala ako nang debit card.

May BDO debit card ako na may points din pagginamit.

pareho pala tayo papa Clavs, pero pag malaki babayaran MC ang dala ko

and yes I pay cash sa safety deposit sa Hotel abroad, para may matira pa pag uwi ko sa Pinas

**CLAVEL3699** · July 31st, 2014 05:07 PM

Originally Posted by greenlyt

pareho pala tayo papa Clavs, pero pag malaki babayaran MC ang dala ko

and yes I pay cash sa safety deposit sa Hotel abroad, para may matira pa pag uwi ko sa Pinas

pareho pala tayo... or dito na ako nagdedeposit sa pinas or may arrangement na dito kaagad for booking sa hotel.