Credit Cards w/o Annual Fees

[shadow]

like what bank sir,?

BDO.


Sent from my iPhone using Tapatalk

[kreme]

I see, some still sees cc as utang cards.

The way i see cc now is para sa mga kuripot na ang gusto lahat ng purchase may rebate and mga tamad na ayaw ng pumila sa pag babayad ng bills or shopping or atms.

I dont see any reason why a consumer should pay an AF if kahit mga employer issued cc napapawaive ang AF.

Re: free for life. Applicable lang ata sya sa mga non card holders and puro rewards cc or low limit/entry cc. Yung free for life ni citi dati parang may hidden clause na dapat atleast 10k annual usage ata, which is ok narin since usually 1 or 2 trips to the grocery naka 10k ka na.

[maxpedition]

BDO.


Sent from my iPhone using Tapatalk

BDO sometimes collect AF then they revert it naman. Are you platinum card holder?

[shadow]

BDO sometimes collect AF then they revert it naman. Are you platinum card holder?

Perks of being a Founding member


Sent from my iPhone using Tapatalk

[maxpedition]

Perks of being a Founding member


Sent from my iPhone using Tapatalk

[emoji122] [emoji122]

[sphinxz]

Most of those CCs which do not have AFs also have no perks, rebates, and rewards. Better if can have both, no AF but still have perks.

[CVT]

Heto na naman ang Citibank,- naniningil na naman ng annual fee

Stealthily,- nasa statement of account,- kung makakalusot lang.....

[arvs18]

Heto na naman ang Citibank,- naniningil na naman ng annual fee

Stealthily,- nasa statement of account,- kung makakalusot lang.....

Haha, Kelangan mo pa sila i-notify na napansin mo yung Annual Fee

Para-paraan din para makalusot yung Annual Fee nila.

[sphinxz]

Heto na naman ang Citibank,- naniningil na naman ng annual fee

Stealthily,- nasa statement of account,- kung makakalusot lang.....

In my case nagaautoreverse naman sa next statement without me calling them. I believe part ng system or configuration ng cards na meron talagang AF and since di maremove, ireverse na lang ang workaround.
In my early years, yearly din ako, nagpapawaive. Nakulitan na siguro kaya autoreverse na lang.
Try mo hintayin ang next statement. if hindi nareverse, call them na.

[ninjababez]

BDO Titanium (300T / 360T)
BDO Platinum (420T)
Citibank Cash Bank (minimum spend 180T annually)
HSBC Premier (Lifetime waived)
Metrobank Platinum (Lifetime waived)
Security Bank Platinum (240T)

bro yung platinum ba na yan visa or master?
yung visa ko kasi 4.5k annual fee, thanks!