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  1. dr. d
    dr. d is offline Tsikoteer
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    March 30th, 2024 08:31 PM #481
    from what i understand,
    "due date for complete loan payment" can be indefinitely postponed, by paying a certain monthly amount. and one's credit history don't become bad at that.
    be aware, however, that said arrangement will only result in gradually enlarging payments. CC interest rates are among the highest in the legal industry of utangs.
    talk to your creditor. they will only be happy to help you, because when someone reneges on a loan, both parties are the losers.

    making utang to pay a current utang is, in my opinion, agreeable only if:
    1) there is receivable money with 101% certainty in the convenient future, enough to make things right, and/or
    2) it is a literal matter of life and death that said utang be paid within that certain time.
    Last edited by dr. d; March 30th, 2024 at 08:53 PM.
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  2. Deestone's Avatar
    Deestone
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    April 2nd, 2024 10:34 AM #482
    NAFFL for SB World Mastercard if you have at least 5M deposit.
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  3. Mask Rider Blac's Avatar
    Mask Rider Blac
    Mask Rider Blac is offline Verified Tsikot Member
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    April 2nd, 2024 08:17 PM #483
    D pa ubos eGCs ko pero ayan na naman si BPI..
    Attached Thumbnails Attached Thumbnails bpi-egc.jpg  
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  4. Ry_Tower's Avatar
    Ry_Tower
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    April 2nd, 2024 09:57 PM #484
    Quote Originally Posted by Mask Rider Blac View Post
    D pa ubos eGCs ko pero ayan na naman si BPI..
    Same same hahaha
    Fasten your seatbelt! Or else... Driven To Thrill!
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  5. 12vdc
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    April 2nd, 2024 10:38 PM #485
    Ok na sana ang Citi - no annual fee 1.2m limit, until tinake over ni Unionbank- hindi ako maka login at walang billing statement, in short sablay.

    Lipat muna ako Metrobank habang nag aantay ng Visa with no annual fee.
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  6. xninjax's Avatar
    xninjax
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    April 2nd, 2024 10:47 PM #486
    Quote Originally Posted by 12vdc View Post
    Ok na sana ang Citi - no annual fee 1.2m limit, until tinake over ni Unionbank- hindi ako maka login at walang billing statement, in short sablay.

    Lipat muna ako Metrobank habang nag aantay ng Visa with no annual fee.
    Na migrate sa Union bank. I added my card sa UB mobile app and can see my statement there.
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  7. Walter's Avatar
    Walter
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    April 3rd, 2024 12:30 PM #487
    Unionbank app ...
    Last edited by Walter; April 3rd, 2024 at 12:38 PM.
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  8. papi smith's Avatar
    papi smith
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    April 4th, 2024 02:02 PM #488
    Quote Originally Posted by Mask Rider Blac View Post
    D pa ubos eGCs ko pero ayan na naman si BPI..
    April 2 pala promo start nito. We made a huge purchase, plane tickets last March, umabot kaya ito sa previous eGC promo na meron kayo?
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  9. Mask Rider Blac's Avatar
    Mask Rider Blac
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    April 4th, 2024 02:43 PM #489
    Quote Originally Posted by papi smith View Post
    April 2 pala promo start nito. We made a huge purchase, plane tickets last March, umabot kaya ito sa previous eGC promo na meron kayo?
    Until Feb 29, 2024 ung naunang promo. Ito naman until July 2, 2024. Sayang pasok sana ung purchases mo kung napaaga ang start ng promo.
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  10. papi smith's Avatar
    papi smith
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    April 4th, 2024 04:44 PM #490
    Quote Originally Posted by Mask Rider Blac View Post
    Until Feb 29, 2024 ung naunang promo. Ito naman until July 2, 2024. Sayang pasok sana ung purchases mo kung napaaga ang start ng promo.
    Malas hehe
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