Quote Originally Posted by papi smith View Post
This is the greatest sting I ever heard! You give them money and they lend you 80% of it, WTH!

Your better off spending that cash, than get ripped off by this scheme. Oh yeah you get to pay your purchases 30 days or more later and you get 0.2% discount in the form of reward points, but the annual fee will just negate that. Better to wait till my employment history qualifies me for a credit card.
no annual fee FOREVER/FOR LIFE if the promo of spending 5000 pesos within 3 months is still on-going, thats what makes this offer good...

the cash on the bank (minimum 10,000 pesos) earns 1% per year BTW...

*im not a BPI employee, but i do enjoy this benefit of 3% rebate...