All about digital banking (ING, CIMB, KOMO, etc)

[misseksaherada]

Hahaha… parang naglolokohan lang yung cimb… transfer ka from gsave to fast account may interest ka… baka yung fast account nila walang pdic insurance… hehehe…

After mo transfer sa fast account hindi mo na siya pwede ibalik sa gsave? Kasi kung pwede, yan gagawin ko the whole time para may interest… heheh

500K per depositor ang alam ko na PDIC insurance (sa ibang makakabasa: paki correct na lang ako if mali pagkakaintindi ko).. Kahit 3 or more Accounts sa CIMB, up to 500K lang ang insured..
Yup, pwede fund transfer from Fast to GSave account.. Kagagawa ko lang nag-iwan lang ako ng 600 sa Fast baka mag-close kung zero balance..

[Little Missy]

Ok na yung GSave lang, nandun naman yung 4% interest rate.. Maliit lang interest rate ng Fast at UpSave.
Kapag need lang ng CIMB atm dun gugulo [emoji28][emoji16].

Update. No need pala magcash in sa fast account basta at least 100k yung gsave (or upsave). Need lang iactivate yung fast account para pwede na padalhan ng debit card. But like you said pag kailangan gamitin yung debit card need magtransfer ng funds sa fast account.

Sent from my LYA-L29 using Tapatalk

[ray_noel]

Yung document verification ko 1month na di pa rin na verify… hahaha..


100k pala dapat cash-in… pwedeng cash-in tapos transfer lang ulit sa gsave noh?



Sent from my iPhone using Tapatalk

[ray_noel]

Sent from my iPhone using Tapatalk

[Little Missy]

Yung document verification ko 1month na di pa rin na verify… hahaha..


100k pala dapat cash-in… pwedeng cash-in tapos transfer lang ulit sa gsave noh?

Sent from my iPhone using Tapatalk

Basta may 100k gsave mo no need to cash in sa fast account. I-activate mo lang yung fast account (add product ka). Ganun lang ginawa ko then next verification na lang ng delivery address ng debit card.

Sent from my LYA-L29 using Tapatalk

[Lapella]

Yup, ganun na nga required ang Fast Account and UpSave Account..
May perks naman ang may extra account sa CIMB.. Ang fund transfer from CIMB to CIMB merong special interest [emoji4], minsan Php 100+ din binibigay nila per month..
Sample mag-fund transfer from GSave to Fast Account dahil need mo mag-withdraw ng Cash.. Abangan mo sa GSave mo merong Special Interest sila na ibibigay.. [emoji4]

I think yung fund transfer na nagaappear sa middle of the month ay yung extra 1.5% interest (2.5% + 1.5% = 4% interest promo ng CIMB)

[misseksaherada]

I think yung fund transfer na nagaappear sa middle of the month ay yung extra 1.5% interest (2.5% + 1.5% = 4% interest promo ng CIMB)

Ay ganun po ba.. Akala ko aside from 4%, may extra pang 1.5%.. Mali pala ako, thank you po sa information.. [emoji4]

Sent from my Lenovo TB-X304L using Tapatalk

[papi smith]

Nakakatuwa itong Gsave/CIMB, nag load ako Sep 15, pag check ko ngayon, may free money pala ako na 40 kesos nung Oct 1. And the only reason I loaded it is para di na ako papalit palit ng password sa BPI ko everytime I cash in sa GCash.

[WallyWest]

I don't understand kung ano ang requirement nitong CIMB to approve loans.
Ang lakas nilang maka-advertise ng loans nila sa GCash hindi naman mawari kung papano
ma-a-approve.

I tried the fixed-term loan twice and both applications were denied.

I tried the personal loan but their initial approval was only 50k. I cancelled it coz
the interest just wasn't worth it for that small amount.

Tenure and gross income ko is definitely more than their minimum requirement.

May nakapag-apply na ba and approved?

[papi smith]

Bro did they email you to avail? Kasi meron din ako madalas natanggap na email na 100k loan with zero interest for 1 year. After a time, nakita ko sa Gcash may 8% processing fee pala, daig pa pala ang 8% per annum dito kasi paid in advance hehe.