Hello gurus, question about these online digital banking na nau-uso ngayon. Compare to other banks, malaki ang interest rate per year nila compare to local banks kaya nakaka enganyo mag open ng account plus no minimum deposit amount required.

Concern ko lang is hindi kaya mahirap mag withdraw once na kailanganin ko?

So far eto ang promo/offer nila:

ING and KOMO - 3% interest rate per year
CIMB - 4% interest rate per year.

TIA!