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  1. Join Date
    Mar 2009
    Posts
    1,425
    #21
    Quote Originally Posted by rnagpala View Post
    Sir pa join naman medyo OT.

    Please badly needed ng advice lang. What should I do, "kung ayaw sagutin ng insurance ang bangga sa auto ko". Almost 3 months na sa CASA oto ko waiting pa din ako sa sagot ng insurance. Sabi ng Adjuster nasa Insurance na daw decision regarding my claim.

    Baka may suggestion kayo na dapat kong gawin. Al paper documents are complete (Police report, certification of incident from the establishment, Insurance Policy, OR/CR etc.)

    Btw, i got 2009 Tucson which iam still paying for it sa BDO. And my car insurance is Prudential Guarantee Ortigas.
    Next time palit ka na ng Insurance company.. tagal ng 3mos.

  2. Join Date
    Feb 2010
    Posts
    336
    #22
    let me share my YCI,

    ride is hyundai jumbo starex 06, just renewed my insurance recently paid on installment basis (PDC) for 6 mos. 20,986.56 w/ AOG (it should be 18,738 if cash), participation fee is 1% of the current appraised value while the AOG deductible is 10k w/ free auto PA insurance of 20k and 2k medical reimbursement * for 10 passengers plus the usual freebies...i think reasonable because when claiming for damages or accidental expenses normally it would take 3 days minimum to 5-7 day max...CGIC - Laus Group, san fernando, pampanga.

  3. Join Date
    Feb 2008
    Posts
    128
    #23
    [QUOTE=ajOT;1462773]hi guyz
    is there any Insurance company that is payable on period of terms (6months, 12 months, etc)?
    coz the insurance I got now was a straight payment and was not aware of insurance that is payable in terms

    yung comprehensive insurance ko sa fortuner ay sa federal phoenix insurance, office in zapote las piñas, 6 months to pay..pwede mo itanong sa agent mo kung pwede sa kanila yung ganun..diko pa nasusubukan kung gano katagal mag claim..

    yun namang sa hilux ko ay people's..ang tagal magclaim..1 month na yung claim ko hanggang ngayun wala pang maliwanag..

  4. Join Date
    Oct 2007
    Posts
    1,324
    #24
    Always have a servicing agent.

    Yon sa Peoples ang claim paki email sa akin ang details.

    Yon sa prudential ang claim, problema talaga yan.
    Mag usap muna tayo.

  5. Join Date
    Jul 2009
    Posts
    107
    #25
    I'm currently at Federal Phoenix and so far so good. Days lang ang inaabot ng approval ng claims ko. Bad experience lang ako sa SA ko. Pinerahan lang ako. pinagbayad agad ako ng participation nung ipapalakad ko sa kanya tpos nung naayos na kotse ko, sabay siningil ulit ako ng participation dun sa accredited shop.

    Had 3 claims na din since I got the insurance. Motor magnet kotse ko e kaya lagi binabangga. :P

    So all I need now is an SA for Federal Phoenix na maasikaso and if ever, ***y. :D kidding aside, can anyone refer to me their SA? sa December pa naman lapse ng insurance ko pero just making sure na covered nako.

    Quotation for my car, City 2006 1.5:
    Premium: 12k
    Participation: 2k

  6. Join Date
    Sep 2006
    Posts
    9
    #26
    thanks sir reactor!

    *all
    Just in case i want to renew my comprehensive insurance for the 2nd year with the same company, will they be amenable to change the insurance rates to more convenient 6-month or 12-month terms?

    And during the 1st year of the insurance: What i fail to settle the entire amount before the 90-grace period? How much is the usual interest charged? Are there certain computations involved depending on the car insurance cost?

    Thanks again!

  7. Join Date
    Oct 2007
    Posts
    1,324
    #27
    Quote Originally Posted by rnagpala View Post
    Sir pa join naman medyo OT.

    Please badly needed ng advice lang. What should I do, "kung ayaw sagutin ng insurance ang bangga sa auto ko". Almost 3 months na sa CASA oto ko waiting pa din ako sa sagot ng insurance. Sabi ng Adjuster nasa Insurance na daw decision regarding my claim.

    Baka may suggestion kayo na dapat kong gawin. Al paper documents are complete (Police report, certification of incident from the establishment, Insurance Policy, OR/CR etc.)

    Btw, i got 2009 Tucson which iam still paying for it sa BDO. And my car insurance is Prudential Guarantee Ortigas.
    Pa sama ka na sa servicing agent mo para mag file ng complain
    sa Insurance Commision.

  8. Join Date
    Feb 2008
    Posts
    128
    #28
    sa inip ko sa peoples ay dito ko na pinagawa sa suking talyer sa loob ng bf resort ang tama ng bumper ng hilux ko..medyo napilas lang naman dahil plastic..ayos na ayos naman pagkakagawa at bagong pinta pa..2.5k nagastos + tip..half day lang tinira tapos kaysa maghintay ka sa insurance na pagkatagal tagal..maliit lang naman damage pero parang 11k estimate ng casa...ganun din kasi 3k participation tapos idedelay ka ng pagkatagal tagal..

  9. Join Date
    May 2009
    Posts
    19
    #29
    Quote Originally Posted by mark_t View Post
    Always have a servicing agent.

    Yon sa Peoples ang claim paki email sa akin ang details.

    Yon sa prudential ang claim, problema talaga yan.
    Mag usap muna tayo.

    good day po sir tanong lang po kong may idea po ba kayo sa ngayon kong magkano ang comprehensive insurance ng fortuner g 2014 kasi mag expired na sa akin sa 22 October 2014 sa peoples po ang unang insurance ko from Toyota global maraming salamat po sir.

  10. Join Date
    Sep 2005
    Posts
    15,312
    #30
    maganda mag inquire ka para ma compare mo..

    kung fortuner g na matic, 1.365M ang SRP.. mga nasa 25T ang comprehensive insurance nyan..

    Quote Originally Posted by geobac123 View Post
    good day po sir tanong lang po kong may idea po ba kayo sa ngayon kong magkano ang comprehensive insurance ng fortuner g 2014 kasi mag expired na sa akin sa 22 October 2014 sa peoples po ang unang insurance ko from Toyota global maraming salamat po sir.
    Last edited by _Qwerty_; September 30th, 2014 at 03:52 PM.

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