not sure if this was asked before or not, but just want to get suggestions/recommendations from kotse gurus here...

how do you know or assess if the comprehensive insurance you'll be paying every yr is fair? for my car - acquired feb 2007, vios a/t 1.5G - how will i know that the 12.5k they quote me to renew my insurance is not too high? last year i paid 14.5k, not sure why it's only less 2k for this yr.

sort of a "dummy" question lang po thanks..