View Poll Results: AOG insurance coverage, do you have it?
- Voters
- 84. You may not vote on this poll
-
YES !
51 60.71% -
No, and I have no plans in including it in my insurance coverage
5 5.95% -
No, but I have plans in including it in my insurance coverage
19 22.62% -
My car has no insurance
9 10.71%
Results 71 to 80 of 134
-
I'm always around
- Join Date
- May 2005
- Posts
- 4,819
October 2nd, 2009 11:51 AM #71nothing in this commercialized world is FREE... AOG is an option with a corresponding premium.
Originally Posted by mark_t
-
Mutawa'een
- Join Date
- Nov 2005
- Posts
- 7,976
October 2nd, 2009 01:17 PM #72No plans too. Swerte lang na di binabaha ang both garage namin. The risk of being flooded is if i am caught somewhere but in that case taas pa rin chance in moving to safer and higher grounds. Originally Posted by tidus1203
-
Running on Empty...
- Join Date
- Oct 2002
- Posts
- 17,339
October 2nd, 2009 01:55 PM #73It may not flood in your houses... but how about the possibility of being caught while on the road?
-
Tsikot Member Rank 3
- Join Date
- Sep 2005
- Posts
- 1,455
October 2nd, 2009 03:03 PM #74malamang dahil sa ondoy. di na free and AOG pag nag-renew ka ng comprehensive auto insurance. :sigh:
-
Tsikot Member Rank 2
- Join Date
- Jan 2009
- Posts
- 5,980
October 2nd, 2009 04:25 PM #75Yup. But I think it was never "free" to start with. Naka cost-in na usually yan sa premium. Maganda lang pakinggan kung sinabi nilang free. At most, discounted lang yung price for AoG. Originally Posted by puroy
Pero, from here on, expect strong marketing campaign from non-life insurance agencies in selling their AoG/AoN package. May ad na nga Malayan sa newspaper for home insurance. I felt that it was too insensitive of them to release it this early. Parang may connotation kasi na "Ayan, wala kasi kayong coverage eh."
-
Verified Tsikot Member
- Join Date
- May 2005
- Posts
- 212
-
Verified Tsikot Member
- Join Date
- Jan 2007
- Posts
- 8
October 3rd, 2009 05:09 AM #77My comprehensive insurance is up for renewal this Oct. 10. Three weeks ago nagpa quote nako how much aabutin come renewal time. Sa quotation nila free naman, which was the case for the past 2 years free ang AOG ko (Standard Insurance). Total insurance fee is 13,500++. Nag inquire ulit ako kahapon. And as expected, may additional .5% na for the total sum insured (so around 3K++ additional). Ngayon 16,500 na aabutin ko.
Share ko lang na AOG is not only limited to flooding which comes first into our mind right now dahil kay Ondoy. Protection pa rin ito to any AOG like kung lumindol at mabagsakan ng bubong, pader, puno at marami pang ibang AOG. Small additional amount lang for protection against the total cost ng mga auto natin na pinaghirapan natin bilihin (at hinuhulugan pa like in my case) hehe.
Be safe everyone.
-
Tsikot Member Rank 2
- Join Date
- Jan 2009
- Posts
- 5,980
October 3rd, 2009 07:37 AM #78Well, it's a good thing mine was renewed just this September. Originally Posted by redshift
-
Verified Tsikot Member
- Join Date
- Jul 2006
- Posts
- 144
October 3rd, 2009 08:58 AM #79thats very very unlikely. they will of course always include liabilities for AOG but most likely will increase the premiums. sa insurance, you can include all risks - the only caveat is that the insurer will ask for higher premiums. sa kanila, the higher the premiums the better. its all about assessing the risks properly and determining the proper premium for the said risks - the ultimate aim of which is that the insurer profits from the arrangement at an acceptable price point for the insured. Originally Posted by redshift
-
Tsikoteer
- Join Date
- Nov 2008
- Posts
- 2,421
October 3rd, 2009 06:57 PM #80parang nakakapikon yata yung connotation nila!!:fire: Originally Posted by oj88
Originally Posted by mark_t
Reply With Quote
