POLL: Acts of God insurance coverage, do you have it?

[alainroyce]

Standard Insurance:
Car: 2007 Avanza J
Total Premium rate: 11,512.67

Coverage:
Own damage/Theft: 514K
Bodily Injury: 500K
Property Damage: 500K
Personal Accident: 7 pass x 50K
AOG (free): 514K

To all tsikoteer with comprehensive insurance check the Property damage amount.. most of the insurance company has only 100k of property damage.. pano kung BMW mabangga mo... eh di abunado ka pa.. make it sure na parehas ng own damge amount..

[shadow]

Posted mine earlier in this thread. Insurance premium is 25k flat, 2k participation. Vehicle is a 2009 Civic 1.8S.

ano insurance mo?

2k lang ang deductibles mo?

mahal ng sa akin ah..'07 FD, paid P20k this year then 4k deductible..

but the good thing about my insurance is super bilis ng processing ng claims. twice na ako this year nag claim ng bumper both times palit...although pwedeng repaint lang.

submitted all the documents ng after lunch the next morning approved na na fax na yun LOA sa casa...no question asked hinde na rin checked ng estimator nila.

[meledson]

^^^ Maraming salamat kay Ma'am Jane. :D

[james00112233]

ano insurance mo?

2k lang ang deductibles mo?

mahal ng sa akin ah..'07 FD, paid P20k this year then 4k deductible..

but the good thing about my insurance is super bilis ng processing ng claims. twice na ako this year nag claim ng bumper both times palit...although pwedeng repaint lang.

submitted all the documents ng after lunch the next morning approved na na fax na yun LOA sa casa...no question asked hinde na rin checked ng estimator nila.

sir shadow, pwede din bang malaman yung name ng insurance mo?

[forceG]

actor21 :: I think kapag bank financed ang car mo automatic na kasama na ang AOG. Correct me if i`m wrong.

hindi po sir, w/ my case i added i think a little over 1k for AOG. coz some insurance company are very reluctant to offer it because before storm ondoy there was Typhoon frank which devastated Iloilo city last year as a result lots of car was damage. so alam na nila lugi sila pag bagyo dahil for sure marami babahain.

[forceG]

for those people whose insurance covered acts of god, can you please state your insurance premium rate?

standard insurance po.

[lloydwena]

ano po ba ang pinaka ok na car insurance co? what i mean na "ok" is pinaka reliable pag mag claim ka na ng insured vehicle mo.

[ssaloon]

ano insurance mo?

2k lang ang deductibles mo?

mahal ng sa akin ah..'07 FD, paid P20k this year then 4k deductible..

but the good thing about my insurance is super bilis ng processing ng claims. twice na ako this year nag claim ng bumper both times palit...although pwedeng repaint lang.

submitted all the documents ng after lunch the next morning approved na na fax na yun LOA sa casa...no question asked hinde na rin checked ng estimator nila.

Standard Insurance Co., Inc. din yung insurer ko.

[likot]

Peoples General Insurance ko

Free rin pala ang AOG
3k participation kasi 4 years na Adventure namin
12K ang Premium

Mabilis din naman ang processing. Parang ok yung Standard Insurance ah based from the previous post.

[mark_t]

Fearless forecast: our local insurers will stop issuing AOG...

It is available and always will be.