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  1. Join Date
    Mar 2008
    Posts
    53,883
    #1131
    Quote Originally Posted by Drefaith View Post
    Question po: last month ang sabi sa akin ng ahente kong kausap ay 26k ang insurance comprehensive at with aog. Para po sa innova 2016 e. Kagabi sabi ko iemail nya yun quote sa akin para mafinalize na yung quote. Bigla na lang 30k plus na yung insurance. I sent him a screenshot of our text exchange that clearly showed na 26k ang sinabi nya. Kanina, ang reply nya is april promo lang yun kaya mas mababa. Is that a common practice for car insurance? Na pabago bago monthly? Thanks
    he's pulling your leg, i think. why not go window shopping and see the various offers available?
    once he finds out, he might swing you back his 26K offer. when he does, tawaran mo! the tables have turned. yes! natatawaran ang compre insurance. tanggalin mo pa ang aog para mas mura.
    and in my experience, when it comes to insurance-repair, the casa-based insurance offers the least red tape. for self-inflicted damage, it's "here's the car. call me when it's ready to be driven home" for me.
    Last edited by dr. d; May 13th, 2016 at 12:11 AM.

  2. Join Date
    Mar 2015
    Posts
    55
    #1132
    Quote Originally Posted by dr. d View Post
    he's pulling your leg, i think. why not go window shopping and see the various offers available?
    once he finds out, he might swing you back his 26K offer. when he does, tawaran mo! the tables have turned. yes! natatawaran ang compre insurance. tanggalin mo pa ang aog para mas mura.
    and in my experience, when it comes to insurance-repair, the casa-based insurance offers the least red tape. for self-inflicted damage, it's "here's the car. call me when it's ready to be driven home" for me.
    Thanks for the advice sir. Nakareserve na ako actually and sya ahente ko. Parang gusto ko tuloy ipullout reservation ko or palitan ko SA ko. Regarding sa in-house insurance, mas ok nga daw para hindi na mapagod pumunta pa kung saan saan.

  3. Join Date
    Jan 2016
    Posts
    6,771
    #1133
    Dr. Dre, for your guidance, this from a thread here in tsikot:

    Originally Posted by derf8666

    AOG is 0.5% as mandated by PIRA (insurance regulating body). May fine sila if they are caught. So AOG cannot be just additional 2k for a 700k+ car. Assuming at 700k, additional premium would be 3,500 plus approx 25% taxes or about 875 totals about 4,375.

    Unlike fire insurance, motor car insurance walang fixed na rates. Meron lang standard rates:

    for brand new SUV ay mga 1.3% to 1.5%
    for brand new sedans ay mga 2%-2.5%

    Of course guide lang yan. Your rate will depend on the insurance company. also how much businesses you give to them. Also your claim history can affect your rates. and others..

    AOG fixed at 0.5%

    Taxes include the following:
    12% VAT
    12.5% doc stamps
    local government tax ranging from 0.15% above (not sure, basta minimal lang siya)

  4. Join Date
    Aug 2013
    Posts
    363
    #1134
    Quote Originally Posted by ervinelim View Post
    Hi guys,

    I would also like to ask for a quotation for Comprehensive Car Insurance w AoG and w/out AoG so I can check if worth it ang AoG for the extra price.

    Will be buying a Mazda3 AT 2.0L 4DR 2016 Non speed version (1,205,000)

    Please PM and send to my email ervmattlim*gmail.com
    Email sent Sir.

  5. Join Date
    May 2016
    Posts
    1
    #1135
    Hello Guys,

    May I request for quotation for comprehensive insurance:
    2016 Nissan Urvan NV350 18 seater
    Price: 1.240M Brandnew
    For "van for hire" commercial use
    with AON and without AON

    Please send your quotation to my personal email felcordero*icloud.com

    Thanks.

  6. Join Date
    Jul 2008
    Posts
    3
    #1136
    ako din pa quote naman:

    Honda City 2010
    1.5E AT

    Toyota Yaris 2015
    1.5G AT

    both w/o AOG


    email nalng at riv17854 at gmail dot com

    thanks

  7. Join Date
    Dec 2006
    Posts
    79
    #1137
    Ok ba sa ichoose.ph?

  8. Join Date
    Oct 2013
    Posts
    2,537
    #1138
    Quote Originally Posted by isfunkee View Post
    Ok ba sa ichoose.ph?
    insurance broker yata yan... shop around and get the best deal...

    OT: eto na ang tag ulan, i ready ninyo na mga Acts of God/nature (AOG) coverage nyo...

  9. Join Date
    Sep 2014
    Posts
    6
    #1139
    Hi po! Good Day!

    Pa-qoute naman po for Brand New 2016 Honda City VX P888,000.00 (discounted price).

    Thank you very much!

  10. Join Date
    Sep 2015
    Posts
    7
    #1140
    Hi, I have car loan under BPI is it okay to get insurance from other company? By the way the first year free insurance with AOG of my car is not from BPI.

    Can anyone send a quotation with AOG. My insurance will expire this June 30. Thanks.
    2015 Toyota Vios 1.3 J MT Gas

Pls Suggest Car Insurance Companies