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  1. bxr monkey is offline Verified Tsikot Member
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    October 3rd, 2023 01:44 PM #31
    Comprehensive or CTPL from outside, kailangan mo lang sabihin sa insurance provider mo na i link or upload ang policy sa LTO database. Tapos i send ka nila ng paper na naka link na sa LTO, i print tapos iyan ang dalhi sa LTO. Policy copy, plus "LTO acceptance form".
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    October 3rd, 2023 02:44 PM #32
    Quote Originally Posted by bxr monkey View Post
    Comprehensive or CTPL from outside, kailangan mo lang sabihin sa insurance provider mo na i link or upload ang policy sa LTO database. Tapos i send ka nila ng paper na naka link na sa LTO, i print tapos iyan ang dalhi sa LTO. Policy copy, plus "LTO acceptance form".
    Ang point yata is meron ng TPL pag comprehensive bakit need pa kukuha ng separate?


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    October 3rd, 2023 02:48 PM #33
    Ano diffeence ng CTPL sa kasama na TPL na binayaran natin pag comprehensive (bodily injuries&prooerty damage)?

    Eh mas mataas pa nga coverage ng TPL ko sa comprehensive dahil lagi ko pinapa maximize coverage ng bodily injuries and property damage sa akin


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    October 3rd, 2023 03:32 PM #34
    Quote Originally Posted by bxr monkey View Post
    Comprehensive or CTPL from outside, kailangan mo lang sabihin sa insurance provider mo na i link or upload ang policy sa LTO database. Tapos i send ka nila ng paper na naka link na sa LTO, i print tapos iyan ang dalhi sa LTO. Policy copy, plus "LTO acceptance form".
    Matagal mo nang ginagawa ito bro? Using Comprehensive in lieu of CTPL?
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  5. cityfolk is offline Verified Tsikot Member
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    October 3rd, 2023 04:16 PM #35
    Ang nakikita kong problema dito ay kung hindi pareho ang coverage period ng compre insurance kumpara sa registration validity ng sasakyan. Baka pakuhanin ka pa rin ng CTPL para sa period na hindi covered ng insurance.
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    October 3rd, 2023 04:37 PM #36
    Quote Originally Posted by papi smith View Post
    Matagal mo nang ginagawa ito bro? Using Comprehensive in lieu of CTPL?
    Hinde bumili din ako ng CTPL pa. [emoji23]


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  7. bxr monkey is offline Verified Tsikot Member
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    October 3rd, 2023 10:36 PM #37
    Quote Originally Posted by papi smith View Post
    Matagal mo nang ginagawa ito bro? Using Comprehensive in lieu of CTPL?
    CTPL pa din galing BPI-MS dati. Tapos may COC na document para sa LTO, Confirmation of Coverage after nila ma upload sa system.

    Ni check ko comp. + tpl package ng Raize galing Standard Ins. 22k lahat. Labas 2 policy pala din, naka pkg deal lang. 20.5k na 1 yr comp. Tapos 1.5k na 3 yr CTPL w/ COC document para sa LTO OR CR.
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  8. bxr monkey is offline Verified Tsikot Member
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    October 3rd, 2023 10:40 PM #38
    Quote Originally Posted by shadow View Post
    Ang point yata is meron ng TPL pag comprehensive bakit need pa kukuha ng separate?
    Mukhang CTPL lang nga ang tinatanggap sa LTO system. Maganda lang kung isa ang provider ng Comp at CTPL, para mas may discount.
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  9. yubby24 is offline Verified Tsikot Member
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    October 4th, 2023 08:54 AM #39
    Paramount ako for 4 years already. Convenient ng online renewal nila. P 606.00 then after a few minutes received na documents.
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  10. shadow's Avatar
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    October 4th, 2023 09:57 AM #40
    Ang tanong bakit need pa rin ng CTPL if meron na TPL sa comprehensive insurance


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Online CTPL for renewal of Vehicle registration