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Verified Tsikot Member
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March 3rd, 2013 10:39 AM #11Unfortunately we only have TPL.
we'll probably consult a lawyer na lang bukas, fortunately free consultation un. hehehe..... Haist.. Ginawa pa nilang guarantee na that they own a "well known" a/c repair shop in QC, that's why we could trust them daw. Tapos sila pa nagalit ng we didn't sign a blank document. DUH!
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Verified Tsikot Member
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March 3rd, 2013 10:42 AM #12Lahat kau sir ok kausap. naks! hahaha... yes sir, mejo suki kasi ung father ko dun sa shop, pag re-paint, minor or major dent rapairs ng mga cars dinadala dun ung mga sasakyan. and ok naman sila gumawa, that's why we don't want to have the car repaired in any other shop. mahirap na magtiwala. lol!
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Verified Tsikot Member
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March 3rd, 2013 10:46 AM #13
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March 3rd, 2013 10:58 AM #14
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Verified Tsikot Member
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March 3rd, 2013 10:59 AM #15Follow up question lang po. Syempre kung may car insurance ka you would like to use it di ba? I understand that part. Pero panu naman ung aggrieved party na hinde insured? Alam naman natin na almost always mababa ang estimate ng insurance (since they are in the business of making money and not giving it away) and it takes a really loooong time and a lot of red tape before the funds get even released, or they would insist that you have your car repaired at their "accredited" shops (malamang nababarat nila and most likely hinde ganun ka ganda ang gawa). Isn't it the decent thing to do ng responsible party would be to just settle with the other camp, and just file with their insurance? out of "hiya" na lang din just to spare the aggrieved party more inconvenience? what you guys think? instead of making "tawad" pa (if reasonable naman ang pagawa) or kung namamahalan just call the shop personally para makipag negotiate di ba and then cough up. tapos ang abala?
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March 3rd, 2013 11:05 AM #16
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Verified Tsikot Member
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March 3rd, 2013 11:31 AM #17Sir, do you mean na whatever amount na hinde cover ng insurance nila dapat is the only amount they should cover? I am actually amenable na we use their insurance, as long as they cover the amount na hinde sagot ng insurance and mapa gawa sa preferred shop ko. But the thing is that they mentioned na ayaw nila maglabas ng pera, so from what I understand is that Either we do it their way, or the highway. which hinde kami payag. Sila na naka abala demanding pa. will update you sirs what will happen this week.. thank you guys for all your comments and advice.
cheers!
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Tsikoteer
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March 3rd, 2013 11:55 AM #18yes, just use your insurance. it's be the insurance company's choice if they want to run after the other party or not..
besides, that's why you got the car insured, yes?
i have often wondered why we refuse to use our insurance policies and choose to run after the other party instead..
and since the hit occured in private property, i .... security guard....just as good as... police...
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Verified Tsikot Member
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March 3rd, 2013 12:06 PM #19Sir we only have TPL the one that's mandated by law to have. i mean we are amenable to them using their insurance as long as they can give an assurance and a written document ( we already have it in writing na they were at fault, written and signed by them) that they will cover what their insurance will not. but unfortunately NADA.
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March 3rd, 2013 12:11 PM #20actually my dad told me " sabihin mu na lang kesa magtagal pa, basagin nyu na lang lahat ng salamin nila tapos quits na." lol