HELP: Ilang months before mahatak ang loaned car?

[Deej]

Ilang months po bago hatakin? Tinatakot kasi ako nung collector ang taray pa nya sinsabi pa nya sakin na need ko daw bayaran yung 2 months agad yung 1 month delayed tas yung for this month dahil pag daw di updated e eendorsed daw nila na default tas sila daw hinahabol ng Banko Sentral, nagbabayad daw sila penalty sa banko sentral. Totoo ba yan?

[Deej]

if this is a scene that will likely recur over and over,
i strongly urge you to get rid of the car now, while your "investment" is still relatively low.

Bakit po? And what do you mean po?

[shadow]

Ilang months po bago hatakin? Tinatakot kasi ako nung collector ang taray pa nya sinsabi pa nya sakin na need ko daw bayaran yung 2 months agad yung 1 month delayed tas yung for this month dahil pag daw di updated e eendorsed daw nila na default tas sila daw hinahabol ng Banko Sentral, nagbabayad daw sila penalty sa banko sentral. Totoo ba yan?

Mas matakot ka na 3 months pa lanh loan mo hinde ka na makabayad.


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[vel0city]

O nga sir maam, y 3 mos pa lang nagka delay ka na sa bayad

[_Qwerty_]

imagine 60 months yan.. tapos 3rd month pa lang delayed ka na.. i agree.. get rid of the car.

[_Cathy_]

hello po bago lang ako sa carloan. My loan ako kay Maybank. Bago lang yun car 3 months pa lang, delayed ako for last month ng payment, possible ba hatakin na nila agad yung car? Ilang months ba bago hatakin yung car? Kasi nakausap ko yung collection officer tinarayan lang ako sinabi nya dapat daw bayaran ko agad yung delay at yung payment for this month kahit ang due pa nung for this month ay sa 28 pa.

What's your car? How many years to pay and how much is your monthly?

Kung low DP tapos ang taas ng monthly, better to let it go. It's too soon to have issues on payment

Tsikoteers, papano kung 50% down siya, medyo lugi no?

[tidus1203]

What's your car? How many years to pay and how much is your monthly?

Kung low DP tapos ang taas ng monthly, better to let it go. It's too soon to have issues on payment

Tsikoteers, papano kung 50% do siya, medyo lugi no?

Kung 50% DP ka na umutang ka to pay that loan laki na mawawala sayo...

If low DP and 60 mos let go mo na habang you're just 3 months in...

[_Qwerty_]

depende pa din sa sasakyan.. kung mamahalin at 50% down.. lugi nga..

pero kung 1M range tapos 50% down.. dapat mababa na lang monthly nyan diba..

kahit ano pa yan.. talo ka talaga.. that means lang hindi ka pa ready magka sasakyan.. so better cut your loses na..

What's your car? How many years to pay and how much is your monthly?

Kung low DP tapos ang taas ng monthly, better to let it go. It's too soon to have issues on payment

Tsikoteers, papano kung 50% do siya, medyo lugi no?

[tarzegetakizerd]

What's your car? How many years to pay and how much is your monthly?

Kung low DP tapos ang taas ng monthly, better to let it go. It's too soon to have issues on payment

Tsikoteers, papano kung 50% do siya, medyo lugi no?

Sobrang no-no talaga yung mga offer na Low DP ng mga dealer. Mataas kaya kita nila, kahit mahatak agad after ilang months yung car?

Lugi nga po for me pag mataas down niya.

[_Cathy_]

Totoo kaya yung mga naglo low down payment tapos after ilang months sinu surrender na lang? Cheaper than renting a car for x number of months