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  1. Join Date
    Mar 2008
    Posts
    53,883
    #21
    Quote Originally Posted by uls View Post
    it's a ponzi planned from the start
    yespo.
    authorities should take extra pains to catch the perpetrators and jail them.
    it's the only way to make would-be ponziers stop and re-think their methods.

  2. Join Date
    Nov 2005
    Posts
    45,927
    #22
    Quote Originally Posted by _Qwerty_ View Post
    5 years din.. kaya nga madami sila na engganyo.. kaso ayun 3 years pa lang pumutok na..
    tapos ang gagawin ng digi magbabayad ng ilan buwan sa financing company and stop

    while the buyer continues paying digi the crazy low monthly

    magulat ung buyer irerepo na ung sasakyan

  3. Join Date
    Sep 2005
    Posts
    15,312
    #23
    parang yung online paluwagan scam sa news kagabi.. 100K daw ang balik 120K in 5 days.. naka 3 cycle yata sya parati naman binibigay after 5 days.. tapos nag invest sya 5M.. na galing sa pera nang mga kaibigan na na engganyo nya... pagkabigay nang 5M.. ayun nawala na.. eh di iyak..


    Quote Originally Posted by dr. d View Post
    yespo.
    authorities should take extra pains to catch the perpetrators and jail them.
    it's the only way to make would-be ponziers stop and re-think their methods.

  4. Join Date
    Jul 2013
    Posts
    6,098
    #24
    Quote Originally Posted by uls View Post
    no not like that

    the difference is massive

    kunwari 10K per month hulugan sa legit

    sa digi baka 1k or 2k per month lang

    it's crazy
    wow... kahit yung finance guy ko can only get me 4+%/year. saan nila invest yung pera nila to earn that 8K diff per month?

  5. Join Date
    Oct 2002
    Posts
    40,396
    #25
    Quote Originally Posted by ice15 View Post
    ilang beses ko na binasa post mo. di ko pa rin maintindihan issue ng digicars.
    Ako rin. Nakapagbloan ka na sarili sa bank bakit ka pa dadaan kung saan saan?


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  6. Join Date
    Oct 2002
    Posts
    40,396
    #26
    Quote Originally Posted by _Qwerty_ View Post
    halimbawa vios.. they will ask you to get the lowest d/p or even 0 dp sa bank.. usually mga all in promos.. yan ang pwede ipasok sa digicars kasi mababa ang down..

    then you will pay digicars 20% to 30% down.. so don pa lang kita na ang digicars..
    Why would anybody do that? 0 DP tapos mag down ka pa rin sa digicars? Eh approved ka na sa bank eh


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  7. Join Date
    Sep 2005
    Posts
    15,312
    #27
    kasi 1M loan.. sa banko 1.3M ang babayaran mo for 5 years..

    sa digicars.. yung 1M na ni loan mo.. 800K lang babayaran mo for 5 years.. o san ka pa..

    Quote Originally Posted by shadow View Post
    Ako rin. Nakapagbloan ka na sarili sa bank bakit ka pa dadaan kung saan saan?


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  8. Join Date
    Feb 2008
    Posts
    12,683
    #28
    Quote Originally Posted by _Qwerty_ View Post
    hindi involve sa bank ang Digicars..

    yung bibili ang may contact sa bank parang regular car loan.. sila mag pro process nang loan.. tapos sa Digicars sila magbabayad and Digicars magbabayad sa bank..

    pag nalabas mo na yung car.. bibigay mo sa digicars lahat nang papeles.. then magbabayad ka din nang additional down payment sa Digicars.. then mag start na yung low monthly mo sa kanila..
    Diba si digicars nagbayad kay bank for the MA? They would know na the check or wire transfer is coming from Digicars, not from the vehicle owner/mortgagor. Isnt it a red flag bro?

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  9. Join Date
    Feb 2008
    Posts
    12,683
    #29
    Quote Originally Posted by shadow View Post
    Ako rin. Nakapagbloan ka na sarili sa bank bakit ka pa dadaan kung saan saan?


    Sent from my iPhone using Tapatalk
    Big dP but low MA kasi. And then when you add up everything, lalabas na mas mura pa sa dealer price. Kaya sakay kaagad mga engot. [emoji23]

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  10. Join Date
    Sep 2005
    Posts
    15,312
    #30
    yun nga ang system nila.. para ma avail mo yung low monthly payment..

    1M loan.. low down sa bank na all in 15K lang..

    babayad ka sa digicars nang 20% down less yung 15K na binayad mo sa bank so 185K ibabayad mo sa digicars.. para makapasok ka don sa system nila.. then imbes na 20K ang babayaran mo sa bank for 5 years.. 12K na lang babayaran mo sa digicars..


    Quote Originally Posted by shadow View Post
    Why would anybody do that? 0 DP tapos mag down ka pa rin sa digicars? Eh approved ka na sa bank eh


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Digicars - another Ponzi scheme