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Tsikoteer
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December 7th, 2016 10:45 AM #11my experience, is...
mas matagal pa ang transaction, kapag hindi cash.
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December 7th, 2016 11:47 AM #12
Pinoys love cash... (before we react, let's not forget the PUV drivers who will need to earn their fuel money on the same day)
When I worked in retail, being the manager, I loved card transactions since you don't need to do a (1)"cash count" and (2) if ever you loose you're receipt, you can just write a sorry letter to the bank.
But the owners hated it, turns out the bank will take around 2 weeks to pay for the actual transaction (this was in the late '90s so maybe things have changed)
I remember my last road trip to Malaysia, I needed to fill up gas in Malacca but forgot to activate my credit card for overseas transactions. The gasoline attendant offered that I use his card then I just hand over the cash to him... I don't think I'll ever see our local gas attendants holding credit cards (thanks to our local bank's requirements) So just imagine how difficult it will be for PUV drivers to get one.
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Verified Tsikot Member
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December 8th, 2016 08:36 AM #13Kung electronic ang collection ng PUVs pwede ring electronic ang pambili nila. Parang beep card na universal kahit gas station or mapa 7-11. Parang octopus card or yung sa HK.
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Tsikoteer
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December 8th, 2016 08:55 AM #14but if someone were to institute the change and actually require it, no questions asked, pupuede pa.
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Tsikoteer
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December 8th, 2016 02:13 PM #15may weakness ang beep card, pag nawala mo yong card, kasama yong pera mawawala din sayo, at kung sino naka pulot, magagamit niya ito without any problem, kaya nga di ko mention ang beep card dito
still the EMV ATM if we want secured payment, security on our side and security on the merchant side, win win scenario! kaso naka audit nga yan, di na pwede dayain, di na pwede mag hokus pokus...
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Tsikoteer
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December 8th, 2016 02:18 PM #16
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Verified Tsikot Member
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December 8th, 2016 04:24 PM #17I know what youre saying but you do get my point diba. If isang segment lang ang gagawin electronic, it would be very hard. It has to be a huge change with the expectation na dadami ang users, may it be gas stations , puvs, commuters etc. Otherwise kung isang area lang then it might not be worth it. Also note the majority of country ay unbanked. Same is true with other 3rd world countries.
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