Honda City 1.5 cvt vs Toyota Vios 1.3/1.5 matic

[Vodka]

Nag bback read ako ng mga reviews and comparisons ng vios and city. Kami din nag pplan bumili ng kotse, this will be our First Owned car, previously may car kami pero 2nd hand siya - Nissan. Masyado na naging costly ang maintenance kaya binenta na namin and we thought of buying a new one. Ang hirap mag compare based kasi sa price na binigay ng mga agents namin:

Honda City 1.5E MT (DP) - 64k (15%) - 16,192 for 5 years
Toyota Vios 1.3E MT (DP) - 41k (15%) - 15,927 for 5 years

Ang hirap mag decide. Gusto talaga namin ang honda kasi sa specs and resale value niya, since we are planning na mag upgrade sa malaking sasakyan after 5 years. Kaso nahahati kasi sa maintenance fees - parts and service knowing mas mahal ang parts and service ni honda as compare to toyota.

Plus consider din namin ung fuel efficiency - we are residing in cavite and working in makati so every day kaming dumadaan sa edsa at nakikipag buno sa trapik.

Help us decide please.

wala sa engine size ang fuel-efficiency. it's determined by the inherent efficiency of the engine plus the work that it has to do i.e. heavy/lightweight car/load including aerodynamics, speed, etc. so don't base your decision on 1.3 vs 1.5. the differences are too small to be a major factor

5 years is nothing for a well-maintained toyota/honda. don't expect to fix anything in 5 years. and don't worry about periodic maintenance for the honda: just use mineral oil and change it every 10,000kms/6mo as spec'd in the manual. honda PMS is actually reasonable compared to other brands. toyota will even try to rip you off w/ their 3month interval

parts costs for vios/city are pretty much the same. we're talking about current-gen cars here, not a frikking 80's/90's corolla

get the City it's a no brainer

[OttoBoy]

sirs,

We are planning to buy a new car too..we are targeting to purchase until end of the year, its our first car and my first time to drive. My knowledge about cars ay pang beginner pa lang nitong mga nakaraan pa lang ako nag start magbasa basa about cars
So far consideration namin is Honda City 1.5 E CVT para sakin kasi ang astig nya. Never pa kami nakapunta sa mga dealer pero planning na din kami soon para makakuha na kami ng quotes. Any tips how to negotiate with the sale agents? Wala pa po kasi ako ideas ng mga tamang itanong sa kanila

[dr. d]

sirs,

We are planning to buy a new car too..we are targeting to purchase until end of the year, its our first car and my first time to drive. My knowledge about cars ay pang beginner pa lang nitong mga nakaraan pa lang ako nag start magbasa basa about cars
So far consideration namin is Honda City 1.5 E CVT para sakin kasi ang astig nya. Never pa kami nakapunta sa mga dealer pero planning na din kami soon para makakuha na kami ng quotes. Any tips how to negotiate with the sale agents? Wala pa po kasi ako ideas ng mga tamang itanong sa kanila

visit several showrooms and get written quotes from them. get the one that you like the best.

[OttoBoy]

visit several showrooms and get written quotes from them. get the one that you like the best.

Thank you sir. Yung financing namin is from company car loan which is 500k, question po sir - assuming na retained po yung price ni city until dec na 800k, yung excess po na 300k pwede kaya ipasok yun sa inhouse or bank financing? Thanks

[kabute13]

get the city over the vios.

i just did, hehe!

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[jmlenriquez]

I think the new City is better!

[first_light]

Thank you sir. Yung financing namin is from company car loan which is 500k, question po sir - assuming na retained po yung price ni city until dec na 800k, yung excess po na 300k pwede kaya ipasok yun sa inhouse or bank financing? Thanks

Tama ba understanding ko? 500K cash will be loaned from your company? Remaining 300K, your share?

If yes, pwede na yan sa bank. Downpayment mo yung 500K, then remaining 300K, bank finance.

But I rather suggest, you borrow 300K from other financing institution na mas mababa ang interest para cash mo siya sa casa. No more monthly interest payment sa bank. This is, if yung cash loan mo sa company has lower or no interest at all compared to bank.

[dreamur]

Alsp check if your company will not require you to mortgage the car under the name of the company. Otherwise, you cannot take a separate auto loan from the bank.

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[OttoBoy]

Tama ba understanding ko? 500K cash will be loaned from your company? Remaining 300K, your share?

If yes, pwede na yan sa bank. Downpayment mo yung 500K, then remaining 300K, bank finance.

But I rather suggest, you borrow 300K from other financing institution na mas mababa ang interest para cash mo siya sa casa. No more monthly interest payment sa bank. This is, if yung cash loan mo sa company has lower or no interest at all compared to bank.

yes sir, correct 500k will came from company and payable sya with no interest. The excess we tried to look for other sources kaso ala kami makita na good rate vs auto loan. We tried na kunin yung excess from personal loan kaso mas malaki pala magiging interesy nya kaya eto bagsak kami sa auto loan. On process na application namin sa BPI para macover yung excess sa 500k. And nga pala we are going with Mirage G4 instead ala eh narealized namin medyo magiging tight kami if city gustong gusto ko talaga city sana kaso ayaw pumayag ni fiancee ... moving on ako now unti unti ko ng tinatanggap si G4 pero ang hirap pala ano if yung gusto mo na car sana tapos di mo mabili

[OttoBoy]

Alsp check if your company will not require you to mortgage the car under the name of the company. Otherwise, you cannot take a separate auto loan from the bank.

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yes sir they will not mortgage the car. Bigay samin ng cash ni company yung 500k though dami lang nila need na papers after the purchase pero sulit namin kasi no interest sya. Thank you sa pagsagot.