Quote Originally Posted by pillow^-^ View Post
Thank you!
Paying 215k vs 140k interest overtime is a big chunk of money. So I'm really contemplating which one to go to. But if I would end up paying the amount of money that i'm gonna save by not getting the freebies chattel mortgage and the works then I guess I'd go for the in house. BTW, this will be my first car so I have to make the best decision. 😕

Anyone in the forum opted for bank ?
Please advise ^-^
opted for inhouse kasi 2-5% ang difference ng interest ng inhouse vs. bank

60-70k (more or less) difference in total price is ok with me
depende kasi kung san mo gagamitin yung difference nung DP sa inhouse vs. DP sa bank

my case kasi mas mararamdaman ko impact ng high DP dahil "pinaiikot" ko ang pera ko. partly bayad ng monthly ko kasama doon sa na tipid kong 50k plus sa DP. (more or less 5k extra income a month)

pero kung regular employee ka on a fix income mas maganda yata ang high DP and lower monthly.