Questions About MLM/Networking

[hinlog]

Sorry, what exactly is term insurance? Yung 10yrs to pay na insurance ba yan?

Term Insurance = no dividend, fixed premium din for other term products, convertible to regular life insurance too. Essentially, Pag nakalimot ka magbayad n number of days from last due date, your policy lapses.

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[tarzegetakizerd]

Life insurance is like saving for your family.

Tama, hindi naman dapat ikaw talaga makinabang kung insurance ang usapan. An insurance is bought for the dependents in case of an untimely passing. If wala kang dependents, wag ka kumuha kasi wala namang makikinabang.

[dr. d]

Tama, hindi naman dapat ikaw talaga makinabang kung insurance ang usapan. An insurance is bought for the dependents in case of an untimely passing. If wala kang dependents, wag ka kumuha kasi wala namang makikinabang.

health insurance is probably the more practical one. you benefit from it.
the other one kasi, you have to die, for your heirs to benefit.

[boybi]

Tama, hindi naman dapat ikaw talaga makinabang kung insurance ang usapan. An insurance is bought for the dependents in case of an untimely passing. If wala kang dependents, wag ka kumuha kasi wala namang makikinabang.

Yes, enjoy your money now if wala ka naman balak magkaanak.

[boybi]

Term Insurance = no dividend, fixed premium din for other term products, convertible to regular life insurance too. Essentially, Pag nakalimot ka magbayad n number of days from last due date, your policy lapses.

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Eto ba yung sinasabing traditional insurance? Where you get a guaranteed return in the end?

[tarzegetakizerd]

Eto ba yung sinasabing traditional insurance? Where you get a guaranteed return in the end?

Ito yung traditional insurance. Ang makukuha lang ng dependents eh yung coverage nung insurance mo in case you pass. Nothing more, nothing less

If natapos yung "term" na walang nangyayari sayo, wala kang makukuha.

If yung "term" is your whole lifetime, then it is whole life insurance na. Pero essentially, both are traditional insurance

[ray_noel]

Thanks for the reply. I put my siblings and parents as beneficiary though... now, its clear to me...im saving for them just incase while waiting for the one... [emoji3][emoji3][emoji3]

Daming type ng insurance pala... tama yung iba dito puro sales agent yung nasa insurance ngayon... it’s like in the casa, explain lang nila ang nakikita mo, like ito sir naka leather na, ito sir malaki na screen... para maka close lang ng sale bah...

Also, i have few friends they apply multiple life insurance... di ko gets bakit kailangan madami...

Thanks a lot!!!


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[boybi]

Thanks for the reply. I put my siblings and parents as beneficiary though... now, its clear to me...im saving for them just incase while waiting for the one... [emoji3][emoji3][emoji3]

Daming type ng insurance pala... tama yung iba dito puro sales agent yung nasa insurance ngayon... it’s like in the casa, explain lang nila ang nakikita mo, like ito sir naka leather na, ito sir malaki na screen... para maka close lang ng sale bah...

Also, i have few friends they apply multiple life insurance... di ko gets bakit kailangan madami...

Thanks a lot!!!


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Para mas malaki makuha in the future. Instead of putting every peso into savings, use some to buy insurance.

[shadow]

In short anong mas magandang insurance to invest in. Huwag na kung ano-anu pa better put your money in stocks or whatever. Just anong type ng insurance.


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[ray_noel]

Para mas malaki makuha in the future. Instead of putting every peso into savings, use some to buy insurance.

Pero i assume hindi life insurance kasi ang makinabang mga benefeciaries din? Pano pag retired na...


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