car loan

[rhadski]

Hi mga sirs. im planning to buy my very first car. and iam in the process of auto loan from different banks. Actually dun ako sa dealer nagfill up ng form and sya yung nagsubmit sa mga banko, ang tanong ko. kapag naapprove ako ng bank and humingi ako ng quotation, considered ba sya as bank finance o inhouse kasi ung SA ung nagprocess ng auto loan form ko? Thanks!

[james00112233]

Hi mga sirs. im planning to buy my very first car. and iam in the process of auto loan from different banks. Actually dun ako sa dealer nagfill up ng form and sya yung nagsubmit sa mga banko, ang tanong ko. kapag naapprove ako ng bank and humingi ako ng quotation, considered ba sya as bank finance o inhouse kasi ung SA ung nagprocess ng auto loan form ko? Thanks!

bank finance yun pero may malaking cut yung SA mo.

[orsonmz04n]

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[999]

guys ok ba tong quote sakin ng inhouse "all-in"

Price: 578,000
20% 115,600
Disc 40,000
Total 75,600
Ins: 17,843
Lto: 7,652.18
Tpl: 1,710.40
Cmf: 18,997
Total: 121,803
Add disc: 41,616
Total cashout: 80,187
Af: 462,400
Mos 4 yrs: 13,386

hi
anong unit ito?
mirage?

[mudbuster]

planning to buy toyota commuter. baka po may mkakapag indorse sakin ng low rate interest. paki send n lng po ng qoute ang frebbies pa send n lng po sa email ko allan_lin*y.c... ty
Selling Price: P1,238,000.00

[joboxer44]

Thank you guys for this very informative thread! Kaso nga lang, after reading all 34 pages, wala masyado discussion about car loan for 2nd hand vehicles. The other thread related to this is about the best bank lang; it's not as informative and detailed as this one.

Anyway, I'm 24 and I'm planning to get my first car (2nd hand) by the end of this year. Same lang ba ang steps/procedure ng car loan if used car na? Please share your experience/ inputs. Thank you!

[brainmafia_310]

^^^yes, mas mataas lang ang required dp (30%) and of course interest. max age ng vehicle should not exceed 6years. And the term of loan varies relative to the age of vehicle. Example 2010 + 6years = 2016. So now is 2014, so you have a maximum term of 2 years.

Hth

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[bxxtchinlxve]

Mga sir, ask lang, pwede bang ang co-maker ay hindi relative?


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[Gumusut_Amige]

Mga sir, ask lang, pwede bang ang co-maker ay hindi relative?


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Bos pwede, pero kumplikado ito pagnagkataon...in times of default payments. Masyadong agrabyado ang co-maker

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[nahs]

Hello good day mga tsikoteers anu po chance na ma approve ang car loan application k if my situation are as follows.
Remittance from my salary ofw. 80k - 90k net 40k net income and 9yrs in company
House owned
No existing credit
Bank statement balance 300k+
Car price want to take 1.3m